# Mano BTA vs LKU

The clearest difference is rating: LKU at 4.0 against Mano BTA's 3.0. Mano BTA's advantage is device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LKU holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Mano BTA | LKU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/mano-bta/id1544255883/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/lku/id1595838146/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 37 MB | 56 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BTA Baltic Insurance Company AAS](https://appshunter.io/developer/1181865716) | [LKU](https://appshunter.io/developer/1589219301) |

## What reviewers say

### Mano BTA

[App page](https://appshunter.io/ios/app/mano-bta/id1544255883)

Manage all your active insurance policies in one place, easily register and track claims, and access your health insurance card. Make payments, purchase new policies, and connect with specialists.

**Highlights:** View and manage insurance policies, Register and track claims, Access electronic health insurance card, Check health insurance limits, Make payments and buy new policies, Contact insurance specialists, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LKU

[App page](https://appshunter.io/ios/app/lku/id1595838146)

Manage your finances and perform transactions with ease. Access account balances, view statements, and make payments. Supports both private and business customers with secure login options.

**Highlights:** Account access and balance tracking, View account statements (up to 90 days), Perform payments and transfers, Manage payment cards, Biometric login, Contact credit union specialists

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mano BTA free?

Mano BTA is free to download, with no in-app purchases.

### Is LKU free?

LKU is free to download, with no in-app purchases.

### Which has better reviews, Mano BTA or LKU?

LKU is rated higher. Mano BTA averages 3.0 out of 5 from 2 ratings, while LKU averages 4.0 from 1 ratings.

### Do Mano BTA or LKU have ads?

Neither Mano BTA nor LKU shows ads.

### Which is updated more often, Mano BTA or LKU?

Mano BTA ships an update every 2 months, and LKU every 2 months. Most recently, Mano BTA was updated on November 7, 2026 and LKU on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*