# FSBTND vs WCCUCardApp

The clearest difference is rating: FSBTND at 4.8 against WCCUCardApp's 1.0. FSBTND also leads on ratings volume (181 vs 2). WCCUCardApp's advantage is update cadence (every 4 months vs every 11 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSBTND holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: FSBTND has 181 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

FSBTND ships an update every 11 months, WCCUCardApp every 4 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FSBTND | WCCUCardApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (181 ratings)](https://appshunter.io/ios/app/fsbtnd/id1544310774/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/wccucardapp/id1642544779/reviews) |
| Number of ratings | **181** | 2 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 52 MB | 38 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First State Bank & Trust](https://appshunter.io/developer/1544310776) | [Western Cooperative Credit Union](https://appshunter.io/developer/635059094) |

## What reviewers say

### FSBTND

[App page](https://appshunter.io/ios/app/fsbtnd/id1544310774)

Access your accounts securely from anywhere with this mobile banking app. Manage your finances by paying bills, transferring funds, depositing checks, and locating branches or ATMs. Enjoy features like facial recognition login and customizable push notifications for a convenient banking experience.

**Highlights:** Pay bills and friends, Deposit checks, View account balances, Transfer funds, Locate branches/ATMs, Facial recognition login, Push notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### WCCUCardApp

[App page](https://appshunter.io/ios/app/wccucardapp/id1642544779)

Manage your credit card conveniently from your mobile device. View transactions, report lost or stolen cards, and set custom alerts and travel notifications for enhanced security.

**Highlights:** View transactions, View account details, Report lost/stolen card, Set card alerts and controls, Set travel notifications, Secure multi-factor authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FSBTND free?

FSBTND is free to download, with no in-app purchases.

### Is WCCUCardApp free?

WCCUCardApp is free to download, with no in-app purchases.

### Which has better reviews, FSBTND or WCCUCardApp?

FSBTND is rated higher. FSBTND averages 4.8 out of 5 from 181 ratings, while WCCUCardApp averages 1.0 from 2 ratings.

### Do FSBTND or WCCUCardApp have ads?

Neither FSBTND nor WCCUCardApp shows ads.

### Which is updated more often, FSBTND or WCCUCardApp?

FSBTND ships an update every 11 months, and WCCUCardApp every 4 months. Most recently, FSBTND was updated on October 22, 2026 and WCCUCardApp on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*