# FSBTND vs DSFCU

FSBTND and DSFCU both sit at 4.9 stars, but that hides the real split: 100% of DSFCU's written reviews are positive against 0% of FSBTND's. DSFCU also leads on update cadence (every 4 weeks vs every 11 months). FSBTND's advantage is monetization model (free vs ad-supported) and iOS requirement (16.6 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSBTND holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 178 and 103 respectively. Written reviews complicate that: 0% of FSBTND's written reviews are positive against 100% of DSFCU's, so the app with the better star average is not the one people write more warmly about.

FSBTND ships an update every 11 months, DSFCU every 4 weeks. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | FSBTND | DSFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (178 ratings)](https://appshunter.io/ios/app/fsbtnd/id1544310774/reviews)** | [4.7 (103 ratings)](https://appshunter.io/ios/app/dsfcu/id6736532509/reviews) |
| Number of ratings | **178** | 103 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 4 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 52 MB | 179 MB |
| Requires iOS | **16.6** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First State Bank & Trust](https://appshunter.io/developer/1544310776) | [Daniels-Sheridan Federal Credit Union](https://appshunter.io/developer/981578728) |

## What reviewers say

### FSBTND

[App page](https://appshunter.io/ios/app/fsbtnd/id1544310774)

Access your accounts securely from anywhere with this mobile banking app. Manage your finances by paying bills, transferring funds, depositing checks, and locating branches or ATMs. Enjoy features like facial recognition login and customizable push notifications for a convenient banking experience.

**Highlights:** Pay bills and friends, Deposit checks, View account balances, Transfer funds, Locate branches/ATMs, Facial recognition login, Push notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### DSFCU

[App page](https://appshunter.io/ios/app/dsfcu/id6736532509)

Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and transfer money. Deposit checks with a photo and access monthly statements and branch locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, View and save monthly statements, Find branches and ATMs, Secure login with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FSBTND free?

FSBTND is free to download, with no in-app purchases.

### Is DSFCU free?

DSFCU is free to download, with no in-app purchases.

### Which has better reviews, FSBTND or DSFCU?

FSBTND is rated higher. FSBTND averages 4.9 out of 5 from 178 ratings, while DSFCU averages 4.7 from 103 ratings.

### Do FSBTND or DSFCU have ads?

Neither FSBTND nor DSFCU shows ads.

### Which is updated more often, FSBTND or DSFCU?

FSBTND ships an update every 11 months, and DSFCU every 4 weeks. Most recently, FSBTND was updated on October 17, 2026 and DSFCU on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*