# Hubpay vs ILOE

The clearest difference is review sentiment: Hubpay at 69% against ILOE's 8%. Hubpay also leads on rating (4.5 vs 1.1) and update cadence (fortnightly vs every 3 months). ILOE's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hubpay holds the better App Store score, 4.5 against 1.1. Both are backed by a comparable volume of ratings — 22 and 23 respectively. Written reviews point the same way: 69% of Hubpay's written reviews are positive against 8% of ILOE's.

Hubpay ships an update fortnightly, ILOE every 3 months. The most recent releases landed on September 11, 2026 and August 1, 2026 respectively.

## The numbers

| Metric | Hubpay | ILOE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (22 ratings)](https://appshunter.io/ios/app/hubpay/id1544666054/reviews)** | [1.1 (23 ratings)](https://appshunter.io/ios/app/iloe/id1660797065/reviews) |
| Number of ratings | 22 | **23** |
| Positive reviews | **69.1% of reviews** | 7.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 66 MB | 25 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Hubpay Limited](https://appshunter.io/developer/1544666056) | [DUBAI INSURANCE COMPANY(P.S.C.)](https://appshunter.io/developer/1068993948) |

## What reviewers say

### Hubpay

[App page](https://appshunter.io/ios/app/hubpay/id1544666054)

Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.

**Highlights:** Low-cost international transfers, Digital wallet, Send money to banks and agents, UAE remittances, Digital onboarding, Fund wallet from bank account

**Features:** Vision Pro support

**In-app purchases:** none


### ILOE

[App page](https://appshunter.io/ios/app/iloe/id1660797065)

This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.

**Highlights:** Involuntary Loss of Employment insurance, Financial protection up to 20,000 AED, Covers federal government sector, Covers private sector, Job loss compensation

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Hubpay free?

Hubpay is free to download, with no in-app purchases.

### Is ILOE free?

ILOE is free to download, with no in-app purchases.

### Which has better reviews, Hubpay or ILOE?

Hubpay is rated higher. Hubpay averages 4.5 out of 5 from 22 ratings, while ILOE averages 1.1 from 23 ratings.

### Do Hubpay or ILOE have ads?

Neither Hubpay nor ILOE shows ads.

### Which is updated more often, Hubpay or ILOE?

Hubpay ships an update fortnightly, and ILOE every 3 months. Most recently, Hubpay was updated on September 11, 2026 and ILOE on August 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*