# Hubpay vs Deem

The clearest difference is review sentiment: Hubpay at 69% against Deem's 13%. Hubpay also leads on rating (4.5 vs 2.6) and ratings volume (22 vs 5). Deem's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hubpay holds the better App Store score, 4.5 against 2.6. Both are backed by a comparable volume of ratings — 22 and 5 respectively. Written reviews point the same way: 69% of Hubpay's written reviews are positive against 13% of Deem's.

Hubpay ships an update fortnightly, Deem every 3 weeks. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Hubpay | Deem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (22 ratings)](https://appshunter.io/ios/app/hubpay/id1544666054/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/deem/id6469543258/reviews) |
| Number of ratings | **22** | 5 |
| Positive reviews | **69.1% of reviews** | 13.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 74 MB | 62 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Hubpay Limited](https://appshunter.io/developer/1544666056) | [Deem](https://appshunter.io/developer/1486561079) |

## What reviewers say

### Hubpay

[App page](https://appshunter.io/ios/app/hubpay/id1544666054)

Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.

**Highlights:** Low-cost international transfers, Digital wallet, Send money to banks and agents, UAE remittances, Digital onboarding, Fund wallet from bank account

**Features:** Vision Pro support

**In-app purchases:** none


### Deem

[App page](https://appshunter.io/ios/app/deem/id6469543258)

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

**Highlights:** Manage credit card and personal loans, Apply for new credit cards, Access benefits and rewards, Receive customer support, Secure financial data management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates

**What reviewers complain about**

- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues

**Reported bugs**

- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen

**Requested features**

- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option


## Frequently asked questions

### Is Hubpay free?

Hubpay is free to download, with no in-app purchases.

### Is Deem free?

Deem is free to download, with no in-app purchases.

### Which has better reviews, Hubpay or Deem?

Hubpay is rated higher. Hubpay averages 4.5 out of 5 from 22 ratings, while Deem averages 2.6 from 5 ratings.

### Do Hubpay or Deem have ads?

Neither Hubpay nor Deem shows ads.

### Which is updated more often, Hubpay or Deem?

Hubpay ships an update fortnightly, and Deem every 3 weeks. Most recently, Hubpay was updated on October 15, 2026 and Deem on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*