# BEA Mall vs HAPFS

The clearest difference is review sentiment: BEA Mall at 33% against HAPFS's 0%. HAPFS's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BEA Mall ships an update monthly, HAPFS every 3 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | BEA Mall | HAPFS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (32 ratings)](https://appshunter.io/ios/app/bea-mall/id1544747458/reviews)** | — |
| Number of ratings | **32** | — |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 49 MB | 37 MB |
| Requires iOS | **15** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Bank of East Asia, Limited](https://appshunter.io/developer/381215707) | [MUFG Retirement Solutions HK Limited](https://appshunter.io/developer/1801634022) |

## What reviewers say

### BEA Mall

[App page](https://appshunter.io/ios/app/bea-mall/id1544747458)

Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.

**Highlights:** Check bonus points balance and history, Redeem points for gifts and services, View account summaries and spending patterns, Offset transactions with bonus points, Make restaurant reservations, Access exclusive promotions and travel offers, Flexible spending with Auto Instalment programme

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HAPFS

[App page](https://appshunter.io/ios/app/hapfs/id6745311112)

Manage your ORSO account easily with this finance app. Track your balance, update investment instructions, and gain control over your financial future. Designed for convenience and clarity, it puts your account at your fingertips.

**Highlights:** ORSO account management, Balance tracking, Investment instruction updates, Financial future control, Convenient access

**In-app purchases:** none


## Frequently asked questions

### Is BEA Mall free?

BEA Mall is free to download, with no in-app purchases.

### Is HAPFS free?

HAPFS is free to download, with no in-app purchases.

### Do BEA Mall or HAPFS have ads?

Neither BEA Mall nor HAPFS shows ads.

### Which is updated more often, BEA Mall or HAPFS?

BEA Mall ships an update monthly, and HAPFS every 3 weeks. Most recently, BEA Mall was updated on October 15, 2026 and HAPFS on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*