# FACTAPay vs Konsi | Empréstimo Consignado

The clearest difference is review sentiment: Konsi | Empréstimo Consignado at 86% against FACTAPay's 2%. Konsi | Empréstimo Consignado also leads on rating (3.7 vs 1.0) and update cadence (every 9 days vs every 2 months). FACTAPay's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Konsi | Empréstimo Consignado holds the better App Store score, 3.7 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 2% of FACTAPay's written reviews are positive against 86% of Konsi | Empréstimo Consignado's.

FACTAPay ships an update every 2 months, Konsi | Empréstimo Consignado every 9 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | FACTAPay | Konsi | Empréstimo Consignado |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/factapay/id1544986468/reviews) | **[3.7 (3 ratings)](https://appshunter.io/ios/app/konsi-emprestimo-consignado/id1591286851/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | 2.0% of reviews | **86.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 87 MB | 95 MB |
| Requires iOS | 15.2 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Facta Financeira](https://appshunter.io/developer/1544986470) | [Konsi](https://appshunter.io/developer/1591286853) |

## What reviewers say

### FACTAPay

[App page](https://appshunter.io/ios/app/factapay/id1544986468)

Manage your credit card transactions and account balance with this digital platform. Generate payment slips and view real-time statements for agile and secure financial management.

**Highlights:** Credit card management, View transaction history, Check account balance, Generate payment slips, Real-time statement viewing, Consignado/Benefit credit card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Konsi | Empréstimo Consignado

[App page](https://appshunter.io/ios/app/konsi-emprestimo-consignado/id1591286851)

Compare and contract secured, online payroll loans from top banks. This free service helps you find the cheapest rates, improve existing contracts, and access funds quickly, even if you have a negative credit score. It's regulated by the Central Bank for transparency and security.

**Highlights:** Compare payroll loan rates, Contract loans 100% online, Improve existing loan contracts, Portability with reduced installments, Portability with cash back, Benefit card cash advance

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FACTAPay free?

FACTAPay is free to download, with no in-app purchases.

### Is Konsi | Empréstimo Consignado free?

Konsi | Empréstimo Consignado is free to download, with no in-app purchases.

### Which has better reviews, FACTAPay or Konsi | Empréstimo Consignado?

Konsi | Empréstimo Consignado is rated higher. FACTAPay averages 1.0 out of 5 from 1 ratings, while Konsi | Empréstimo Consignado averages 3.7 from 3 ratings.

### Do FACTAPay or Konsi | Empréstimo Consignado have ads?

Neither FACTAPay nor Konsi | Empréstimo Consignado shows ads.

### Which is updated more often, FACTAPay or Konsi | Empréstimo Consignado?

FACTAPay ships an update every 2 months, and Konsi | Empréstimo Consignado every 9 days. Most recently, FACTAPay was updated on November 3, 2026 and Konsi | Empréstimo Consignado on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*