# FACTAPay vs Dívida Zero

FACTAPay and Dívida Zero are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FACTAPay ships an update every 2 months, Dívida Zero every 3 months. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | FACTAPay | Dívida Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/factapay/id1544986468/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 2.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 91 MB | 47 MB |
| Requires iOS | 15.2 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Facta Financeira](https://appshunter.io/developer/1544986470) | [Julio Cesar Lima de Jesus Lemos](https://appshunter.io/developer/1632737264) |

## What reviewers say

### FACTAPay

[App page](https://appshunter.io/ios/app/factapay/id1544986468)

Manage your credit card transactions digitally with ease and security. Check purchases, view balances, and generate payment slips for your credit card, all from your mobile device.

**Highlights:** Digital credit card management, View daily transactions, Check account balance, Generate payment slips, Low installment rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Dívida Zero

[App page](https://appshunter.io/ios/app/divida-zero/id6759846781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FACTAPay free?

FACTAPay is free to download, with no in-app purchases.

### Is Dívida Zero free?

Dívida Zero is free to download, with no in-app purchases.

### Do FACTAPay or Dívida Zero have ads?

Neither FACTAPay nor Dívida Zero shows ads.

### Which is updated more often, FACTAPay or Dívida Zero?

FACTAPay ships an update every 2 months, and Dívida Zero every 3 months. Most recently, FACTAPay was updated on October 12, 2026 and Dívida Zero on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*