# Paypenny vs VPM Cloud

The clearest difference is review sentiment: VPM Cloud at 100% against Paypenny's 73%. VPM Cloud also leads on iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paypenny ships an update every 4 weeks, VPM Cloud monthly. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Paypenny | VPM Cloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (8 ratings)](https://appshunter.io/ios/app/paypenny/id1545140323/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 73.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 65 MB | 33 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Fire Blocks Private Ltd](https://appshunter.io/developer/1639180837) | [V-TAC PAYROLL MANAGEMENT](https://appshunter.io/developer/1790422056) |

## What reviewers say

### Paypenny

[App page](https://appshunter.io/ios/app/paypenny/id1545140323)

Send money internationally with competitive exchange rates and no hidden fees. This trusted app offers fast, secure transfers 24/7, with dedicated customer support in multiple languages.

**Highlights:** High exchange rates, Zero hidden fees, Fast transactions, 24/7 customer support, Secure and easy to use, Transfers to 125+ Indian banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Better exchange rates than Google
- 🚀 Fast and efficient transactions
- 👍 User-friendly interface
- 🔒 Secure and reliable
- 💯 Excellent customer support

**What reviewers complain about**

- ⏱️ Longer processing times than expected
- 🔄 Occasional delays in transaction updates
- 🤔 Inconsistent response times from customer support

**Reported bugs**

- Pending transactions not clearing for days
- Wallet recharges not reflected properly

**Requested features**

- Instant money transfers
- Support for NRE Indian bank accounts
- Improved transaction history tracking


### VPM Cloud

[App page](https://appshunter.io/ios/app/vpm-cloud/id6450372061)

Access your paystubs, invoices, and payroll reports conveniently. Track your income, deductions, and vacation pay status with real-time updates. Manage personal information and stay informed about your Year-to-Date financial data.

**Highlights:** View paystubs and invoices, Access pay registers and reports, Track payroll processing status, Manage personal information, View Year-to-Date (YTD) tax and income data, Track vacation pay status

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paypenny free?

Paypenny is free to download, with no in-app purchases.

### Is VPM Cloud free?

VPM Cloud is free to download, with no in-app purchases.

### Do Paypenny or VPM Cloud have ads?

Neither Paypenny nor VPM Cloud shows ads.

### Which is updated more often, Paypenny or VPM Cloud?

Paypenny ships an update every 4 weeks, and VPM Cloud monthly. Most recently, Paypenny was updated on October 18, 2026 and VPM Cloud on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*