# Paypenny vs SubExpense

The clearest difference is in-app purchases: Paypenny at none against SubExpense's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SubExpense sells 2 in-app purchases, starting at $9.99 per month. Paypenny asks for nothing beyond the download.

Paypenny ships an update every 4 weeks, SubExpense fortnightly. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Paypenny | SubExpense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (8 ratings)](https://appshunter.io/ios/app/paypenny/id1545140323/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 73.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 65 MB | 46 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fire Blocks Private Ltd](https://appshunter.io/developer/1639180837) | [Film Budget Planner](https://appshunter.io/developer/1891683802) |

## What reviewers say

### Paypenny

[App page](https://appshunter.io/ios/app/paypenny/id1545140323)

Send money internationally with competitive exchange rates and no hidden fees. This trusted app offers fast, secure transfers 24/7, with dedicated customer support in multiple languages.

**Highlights:** High exchange rates, Zero hidden fees, Fast transactions, 24/7 customer support, Secure and easy to use, Transfers to 125+ Indian banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Better exchange rates than Google
- 🚀 Fast and efficient transactions
- 👍 User-friendly interface
- 🔒 Secure and reliable
- 💯 Excellent customer support

**What reviewers complain about**

- ⏱️ Longer processing times than expected
- 🔄 Occasional delays in transaction updates
- 🤔 Inconsistent response times from customer support

**Reported bugs**

- Pending transactions not clearing for days
- Wallet recharges not reflected properly

**Requested features**

- Instant money transfers
- Support for NRE Indian bank accounts
- Improved transaction history tracking


### SubExpense

[App page](https://appshunter.io/ios/app/subexpense/id6762104378)

Track all your subscriptions and expenses in one place. Manage personal finances with smart insights and budget tracking, or use company profiles for team expense management and reimbursement workflows. Offers a free tier for personal use and a Pro version for businesses.

**Highlights:** Unlimited subscription tracking, Budgeting and spending forecasts, Company expense management, Team expense tracking, Receipt photo attachments, Reimbursement workflows, Data export (CSV/PDF)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubExpense Pro Monthly | $9.99 | per month |
| SubExpense Pro Yearly | $79.99 | per year |


## Frequently asked questions

### Is Paypenny free?

Paypenny is free to download, with no in-app purchases.

### Is SubExpense free?

SubExpense is free to download, with in-app purchases available.

### Do Paypenny or SubExpense have ads?

Neither Paypenny nor SubExpense shows ads.

### Which is updated more often, Paypenny or SubExpense?

Paypenny ships an update every 4 weeks, and SubExpense fortnightly. Most recently, Paypenny was updated on October 25, 2026 and SubExpense on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*