# Paypenny vs Expense Tracker

The clearest difference is rating: Expense Tracker at 5.0 against Paypenny's 4.0. Expense Tracker also leads on update cadence (every 3 days vs every 4 weeks) and review sentiment (100% vs 73%). Paypenny's advantage is monetization model (free vs free with in-app purchases) and ratings volume (8 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Expense Tracker holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Paypenny has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 73% of Paypenny's written reviews are positive against 100% of Expense Tracker's.

Paypenny ships an update every 4 weeks, Expense Tracker every 3 days. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Paypenny | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (8 ratings)](https://appshunter.io/ios/app/paypenny/id1545140323/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-left/id6790511454/reviews)** |
| Number of ratings | **8** | 1 |
| Positive reviews | 73.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 65 MB | 21 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fire Blocks Private Ltd](https://appshunter.io/developer/1639180837) | [CoreFlowAI LLC](https://appshunter.io/developer/1891392596) |

## What reviewers say

### Paypenny

[App page](https://appshunter.io/ios/app/paypenny/id1545140323)

Send money internationally with competitive exchange rates and no hidden fees. This trusted app offers fast, secure transfers 24/7, with dedicated customer support in multiple languages.

**Highlights:** High exchange rates, Zero hidden fees, Fast transactions, 24/7 customer support, Secure and easy to use, Transfers to 125+ Indian banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Better exchange rates than Google
- 🚀 Fast and efficient transactions
- 👍 User-friendly interface
- 🔒 Secure and reliable
- 💯 Excellent customer support

**What reviewers complain about**

- ⏱️ Longer processing times than expected
- 🔄 Occasional delays in transaction updates
- 🤔 Inconsistent response times from customer support

**Reported bugs**

- Pending transactions not clearing for days
- Wallet recharges not reflected properly

**Requested features**

- Instant money transfers
- Support for NRE Indian bank accounts
- Improved transaction history tracking


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-left/id6790511454)

Effortlessly track your spending, subscriptions, and budgets using voice commands or manual entry. Understand your financial habits and see how much money you have remaining for the month.

**Highlights:** Voice-enabled expense tracking, Subscription management, Budget creation, Spending habit analysis, Monthly remaining balance view, Manual transaction entry

**In-app purchases:** none


## Frequently asked questions

### Is Paypenny free?

Paypenny is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with no in-app purchases.

### Which has better reviews, Paypenny or Expense Tracker?

Expense Tracker is rated higher. Paypenny averages 4.0 out of 5 from 8 ratings, while Expense Tracker averages 5.0 from 1 ratings.

### Do Paypenny or Expense Tracker have ads?

Neither Paypenny nor Expense Tracker shows ads.

### Which is updated more often, Paypenny or Expense Tracker?

Paypenny ships an update every 4 weeks, and Expense Tracker every 3 days. Most recently, Paypenny was updated on October 23, 2026 and Expense Tracker on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*