# Fundall vs Pay

Fundall and Pay both sit at 4.4 stars, but that hides the real split: 100% of Pay's written reviews are positive against 38% of Fundall's. Fundall's advantage is ratings volume (87 vs 2). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for Fundall against 4.5 for Pay. That said, the two scores are not equally well evidenced: Fundall has 87 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 38% of Fundall's written reviews are positive against 100% of Pay's.

Fundall ships an update monthly, Pay every 2 weeks. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Fundall | Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (87 ratings)](https://appshunter.io/ios/app/fundall/id1545242036/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/pay-u/id1658653409/reviews)** |
| Number of ratings | **87** | 2 |
| Positive reviews | 37.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 145 MB | 53 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fundall Company Limited](https://appshunter.io/developer/1545242038) | [Pay-U Technologies LLC](https://appshunter.io/developer/1658653411) |

## What reviewers say

### Fundall

[App page](https://appshunter.io/ios/app/fundall/id1545242036)

Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.

**Highlights:** Earn interest on savings, Budgeting and spending tracker, Referral rewards, Zero-cost Fundaller to Fundaller transfers, Virtual dollar card for online payments, Save on spending, Accumulate reward points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pay

[App page](https://appshunter.io/ios/app/pay-u/id1658653409)

This app offers a unique approach to motor insurance, allowing users to pay for comprehensive coverage on a minute-by-minute basis. It provides an affordable and flexible way to manage your vehicle's insurance needs.

**Highlights:** Pay-per-minute insurance, Comprehensive motor coverage, Affordable insurance options, Flexible payment plans

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Fundall free?

Fundall is free to download, with no in-app purchases.

### Is Pay free?

Pay is free to download, with no in-app purchases.

### Which has better reviews, Fundall or Pay?

Pay is rated higher. Fundall averages 4.4 out of 5 from 87 ratings, while Pay averages 4.5 from 2 ratings.

### Do Fundall or Pay have ads?

Neither Fundall nor Pay shows ads.

### Which is updated more often, Fundall or Pay?

Fundall ships an update monthly, and Pay every 2 weeks. Most recently, Fundall was updated on October 18, 2026 and Pay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*