# 小額債券 vs PayoffRoute

The clearest difference is in-app purchases: 小額債券 at none against PayoffRoute's 2. 小額債券 also leads on iOS requirement (15.0 vs 18.0). PayoffRoute's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. PayoffRoute sells 2 in-app purchases, starting at $9.99 per year. 小額債券 asks for nothing beyond the download.

小額債券 ships an update every 3 months, PayoffRoute every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 小額債券 | PayoffRoute |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Size | 40 MB | 18 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Cathaysec Securities Corporation](https://appshunter.io/developer/541534444) | [Jin-Cong Lin](https://appshunter.io/developer/1447306097) |

## What reviewers say

### 小額債券

[App page](https://appshunter.io/ios/app/id1545287226)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayoffRoute

[App page](https://appshunter.io/ios/app/payoffroute/id6791168049)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayoffRoute Pro Annual | $9.99 | per year |
| PayoffRoute Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is 小額債券 free?

小額債券 is free to download, with no in-app purchases.

### Is PayoffRoute free?

PayoffRoute is free to download, with in-app purchases available.

### Do 小額債券 or PayoffRoute have ads?

Neither 小額債券 nor PayoffRoute shows ads.

### Which is updated more often, 小額債券 or PayoffRoute?

小額債券 ships an update every 3 months, and PayoffRoute every 2 weeks. Most recently, 小額債券 was updated on November 3, 2026 and PayoffRoute on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*