# Cactvs vs Conquista +

The clearest difference is review sentiment: Cactvs at 98% against Conquista +'s 86%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cactvs ships an update every 2 weeks, Conquista + every 3 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Cactvs | Conquista + |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **98.0% of reviews** | 86.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 184 MB | 184 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | +17 |
| Developer | [Cactvs Instituicao de Pagamento S.A](https://appshunter.io/developer/1852294167) | [Caixa Econômica Federal](https://appshunter.io/developer/490255968) |

## What reviewers say

### Cactvs

[App page](https://appshunter.io/ios/app/cactvs/id1545439564)

This digital account is designed for micro-entrepreneurs and self-employed professionals, offering a complete financial platform. Manage payments, transfers, and access credit with ease and security, all from your mobile device.

**Highlights:** Digital payment account, Pix transfers and payments, Prepaid card, Salary portability, Transaction notifications, Credit access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Conquista +

[App page](https://appshunter.io/ios/app/conquista-plus/id6748925952)

This app facilitates access to a specific rural credit product for small family farmers and other rural producers. It offers accessible financing with favorable conditions for various agricultural and non-agricultural income-generating activities.

**Highlights:** Access to Pronaf B microcredit, Financing for small rural producers, Low annual interest rate (0.5%), Credit up to R$ 15,000 per CPF, Funds for agro-pastoral and non-agro-pastoral activities, Supports family farmers, quilombolas, indigenous, and more

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cactvs free?

Cactvs is free to download, with no in-app purchases.

### Is Conquista + free?

Conquista + is free to download, with no in-app purchases.

### Do Cactvs or Conquista + have ads?

Neither Cactvs nor Conquista + shows ads.

### Which is updated more often, Cactvs or Conquista +?

Cactvs ships an update every 2 weeks, and Conquista + every 3 weeks. Most recently, Cactvs was updated on October 17, 2026 and Conquista + on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*