# PayZen vs Stable

The clearest difference is rating: Stable at 4.8 against PayZen's 1.0. Stable also leads on update cadence (every 2 weeks vs every 3 months) and ratings volume (34 vs 3). PayZen's advantage is review sentiment (20% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stable holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Stable has 34 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 20% of PayZen's written reviews are positive against 0% of Stable's, so the app with the better star average is not the one people write more warmly about.

PayZen ships an update every 3 months, Stable every 2 weeks. The most recent releases landed on October 6, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | PayZen | Stable |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (3 ratings)](https://appshunter.io/ios/app/payzen/id1545562559/reviews) | **[4.8 (34 ratings)](https://appshunter.io/ios/app/stable/id6446915567/reviews)** |
| Number of ratings | 3 | **34** |
| Positive reviews | **20.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 64 MB | 120 MB |
| Requires iOS | 16.4 | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Lyra Network](https://appshunter.io/developer/1057614766) | [Stable App](https://appshunter.io/developer/1678376743) |

## What reviewers say

### PayZen

[App page](https://appshunter.io/ios/app/payzen/id1545562559)

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

**Highlights:** Create payment links, Accept payments remotely, QR code payment sharing, Multiple payment methods, Real-time payment tracking, Secure payment page

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Stable

[App page](https://appshunter.io/ios/app/stable/id6446915567)

This app offers a modern approach to financial transactions, bridging everyday use with blockchain technology. It enables global card usage, peer-to-peer transfers, remittances, and currency exchanges, all powered by a secure stablecoin basket.

**Highlights:** Worldwide card use, Peer-to-peer transactions, Remittances, Fiat currency deposits/withdrawals, Blockchain-based stablecoin basket, Global financial freedom

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayZen free?

PayZen is free to download, with no in-app purchases.

### Is Stable free?

Stable is free to download, with no in-app purchases.

### Which has better reviews, PayZen or Stable?

Stable is rated higher. PayZen averages 1.0 out of 5 from 3 ratings, while Stable averages 4.8 from 34 ratings.

### Do PayZen or Stable have ads?

Neither PayZen nor Stable shows ads.

### Which is updated more often, PayZen or Stable?

PayZen ships an update every 3 months, and Stable every 2 weeks. Most recently, PayZen was updated on October 6, 2026 and Stable on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*