# PayZen vs Hamara Kharcha

The clearest difference is ads: PayZen at none against Hamara Kharcha's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayZen ships an update every 3 months, Hamara Kharcha every 2 months. The most recent releases landed on October 23, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | PayZen | Hamara Kharcha |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (3 ratings)](https://appshunter.io/ios/app/payzen/id1545562559/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 64 MB | 51 MB |
| Requires iOS | 16.4 | 16.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Lyra Network](https://appshunter.io/developer/1057614766) | [Amrit Pal Singh](https://appshunter.io/developer/6780157390) |

## What reviewers say

### PayZen

[App page](https://appshunter.io/ios/app/payzen/id1545562559)

Accept payments anywhere using your smartphone or tablet. Create payment links, share them via QR code or message, and let customers pay securely online. Ideal for various sales scenarios and remote transactions.

**Highlights:** Create payment links, Accept payments remotely, QR code payment sharing, Multiple payment methods, Real-time payment tracking, Secure payment page

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Hamara Kharcha

[App page](https://appshunter.io/ios/app/hamara-kharcha/id6780157388)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayZen free?

PayZen is free to download, with no in-app purchases.

### Is Hamara Kharcha free?

Hamara Kharcha is free to download, with no in-app purchases.

### Do PayZen or Hamara Kharcha have ads?

Hamara Kharcha shows ads; PayZen does not.

### Which is updated more often, PayZen or Hamara Kharcha?

PayZen ships an update every 3 months, and Hamara Kharcha every 2 months. Most recently, PayZen was updated on October 23, 2026 and Hamara Kharcha on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*