# MonCover vs PayNote

The clearest difference is in-app purchases: MonCover at none against PayNote's 1. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. PayNote sells 1 one-off in-app purchase. MonCover asks for nothing beyond the download.

## The numbers

| Metric | MonCover | PayNote |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | — |
| Monetization | Free | — |
| Size | 89 MB | 6 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MONCOVER VIET NAM JOINT STOCK COMPANY](https://appshunter.io/developer/1290332270) | [Z-SOFT COMPANY LIMITED](https://appshunter.io/developer/1803614684) |

## What reviewers say

### MonCover

[App page](https://appshunter.io/ios/app/moncover/id1545716045)

This app provides a smart online insurance platform connecting users with insurance consultants nationwide. Easily purchase insurance products, receive electronic certificates instantly, and manage your policies. It also offers features like finding nearby services and an integrated e-wallet.

**Highlights:** Smart online insurance platform, Connects users and consultants, Purchase insurance products online, Instant electronic insurance certificates, Find nearby garages, hospitals, pharmacies, Integrated e-wallet (Mpoint), Online claims processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayNote

[App page](https://appshunter.io/ios/app/paynote-expense-tracker/id6809154392)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayNote PRO | $2.99 | one-time |


## Frequently asked questions

### Is MonCover free?

MonCover is free to download, with no in-app purchases.

### Is PayNote free?

PayNote is free to download, with in-app purchases available.

### Do MonCover or PayNote have ads?

Neither MonCover nor PayNote shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*