# Present Value Calculator vs PDFBeam

The clearest difference is ads: PDFBeam at none against Present Value Calculator's shown. PDFBeam also leads on update cadence (every 2 weeks vs every 30 months). Present Value Calculator's advantage is iOS requirement (12.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Present Value Calculator sells 1 one-off in-app purchase and PDFBeam sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Present Value Calculator ships an update every 30 months, PDFBeam every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Present Value Calculator | PDFBeam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (23 ratings)](https://appshunter.io/ios/app/present-value-calculator-pv/id1545813205/reviews)** | — |
| Number of ratings | **23** | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 30 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 12 MB | 12 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) | [AHMET SEZER FIDANCI](https://appshunter.io/developer/1875924111) |

## What reviewers say

### Present Value Calculator

[App page](https://appshunter.io/ios/app/present-value-calculator-pv/id1545813205)

Calculate the present value of future cash flows by inputting time, future amount, and interest rate. Offers options for compound frequency like yearly, quarterly, monthly, or daily.

**Highlights:** Calculate present value, Input future amount, Input interest rate, Adjust compound frequency, Yearly compounding, Quarterly compounding, Monthly compounding, Daily compounding

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock all features | $1.99 | one-time |


### PDFBeam

[App page](https://appshunter.io/ios/app/pdfbeam-pdf-to-qr-code/id6783460047)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |


## Frequently asked questions

### Is Present Value Calculator free?

Present Value Calculator is free to download, with in-app purchases available.

### Is PDFBeam free?

PDFBeam is free to download, with in-app purchases available.

### Do Present Value Calculator or PDFBeam have ads?

Present Value Calculator shows ads; PDFBeam does not.

### Which is updated more often, Present Value Calculator or PDFBeam?

Present Value Calculator ships an update every 30 months, and PDFBeam every 2 weeks. Most recently, Present Value Calculator was updated on October 23, 2026 and PDFBeam on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*