# Malipo Circles vs zac

Malipo Circles and zac are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Malipo Circles ships an update every 5 weeks, zac every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Malipo Circles | zac |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/malipo-circles/id1545870901/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 78 MB | 78 MB |
| Requires iOS | **15.3** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MALIPO CIRCLES LIMITED](https://appshunter.io/developer/1545870903) | [SBFinance](https://appshunter.io/developer/1592969921) |

## What reviewers say

### Malipo Circles

[App page](https://appshunter.io/ios/app/malipo-circles/id1545870901)

Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.

**Highlights:** Group savings management, Loan application and approval, Chama collection handling, Convenient financial management, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### zac

[App page](https://appshunter.io/ios/app/zac/id1593169678)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Malipo Circles free?

Malipo Circles is free to download, with no in-app purchases.

### Is zac free?

zac is free to download, with no in-app purchases.

### Do Malipo Circles or zac have ads?

Neither Malipo Circles nor zac shows ads.

### Which is updated more often, Malipo Circles or zac?

Malipo Circles ships an update every 5 weeks, and zac every 2 months. Most recently, Malipo Circles was updated on November 3, 2026 and zac on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*