# DigiKolo vs CashMatrix

DigiKolo and CashMatrix both sit at 3.5 stars, but that hides the real split: 100% of DigiKolo's written reviews are positive against 43% of CashMatrix's. CashMatrix's advantage is update cadence (every 2 weeks vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.5 for DigiKolo against 3.4 for CashMatrix. Both are backed by a comparable volume of ratings — 10 and 12 respectively. Written reviews are what separate them: 100% of DigiKolo's written reviews are positive against 43% of CashMatrix's.

DigiKolo ships an update monthly, CashMatrix every 2 weeks. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | DigiKolo | CashMatrix |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (10 ratings)](https://appshunter.io/ios/app/digikolo/id1546389680/reviews)** | [3.4 (12 ratings)](https://appshunter.io/ios/app/cashmatrix/id6470770885/reviews) |
| Number of ratings | 10 | **12** |
| Positive reviews | **100.0% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 31 MB | 78 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Digital Space Capital Limited](https://appshunter.io/developer/1541323563) | [ASSET MATRIX MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1714198978) |

## What reviewers say

### DigiKolo

[App page](https://appshunter.io/ios/app/digikolo/id1546389680)

Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.

**Highlights:** High interest rates up to 21% PA, Automated and flexible savings options, Targeted savings plans for life goals, Savings challenges with friends, Secure and licensed platform, 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### CashMatrix

[App page](https://appshunter.io/ios/app/cashmatrix/id6470770885)

Manage your finances with a user-friendly banking app offering fast transfers, instant bill payments, and airtime top-ups. Access quick loans, make investments with competitive interest rates, and track transactions in real-time. Enjoy 24/7 customer support and enhanced security for your financial information.

**Highlights:** Free and fast transfers, Instant bill payments, Airtime and data purchase, Quick loans, Investment options, Real-time transaction tracking, 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DigiKolo free?

DigiKolo is free to download, with no in-app purchases.

### Is CashMatrix free?

CashMatrix is free to download, with no in-app purchases.

### Which has better reviews, DigiKolo or CashMatrix?

DigiKolo is rated higher. DigiKolo averages 3.5 out of 5 from 10 ratings, while CashMatrix averages 3.4 from 12 ratings.

### Do DigiKolo or CashMatrix have ads?

Neither DigiKolo nor CashMatrix shows ads.

### Which is updated more often, DigiKolo or CashMatrix?

DigiKolo ships an update monthly, and CashMatrix every 2 weeks. Most recently, DigiKolo was updated on October 24, 2026 and CashMatrix on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*