# DigiKolo vs NCube Mobile Banking

The clearest difference is ads: DigiKolo at none against NCube Mobile Banking's shown. DigiKolo also leads on update cadence (monthly vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DigiKolo ships an update monthly, NCube Mobile Banking every 4 months. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | DigiKolo | NCube Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (7 ratings)](https://appshunter.io/ios/app/digikolo/id1546389680/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | — |
| Size | 31 MB | 35 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Digital Space Capital Limited](https://appshunter.io/developer/1541323563) | [Nigeria Interbank settlement System PLC](https://appshunter.io/developer/1570886127) |

## What reviewers say

### DigiKolo

[App page](https://appshunter.io/ios/app/digikolo/id1546389680)

Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.

**Highlights:** High interest rates up to 21% PA, Automated and flexible savings options, Targeted savings plans for life goals, Savings challenges with friends, Secure and licensed platform, 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### NCube Mobile Banking

[App page](https://appshunter.io/ios/app/ncube-mobile-banking/id6747259019)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DigiKolo free?

DigiKolo is free to download, with no in-app purchases.

### Is NCube Mobile Banking free?

NCube Mobile Banking is free to download, with no in-app purchases.

### Do DigiKolo or NCube Mobile Banking have ads?

NCube Mobile Banking shows ads; DigiKolo does not.

### Which is updated more often, DigiKolo or NCube Mobile Banking?

DigiKolo ships an update monthly, and NCube Mobile Banking every 4 months. Most recently, DigiKolo was updated on October 11, 2026 and NCube Mobile Banking on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*