# BiyaPay vs Mipay

The clearest difference is review sentiment: BiyaPay at 89% against Mipay's 0%. BiyaPay also leads on rating (4.2 vs 2.7) and update cadence (every 2 weeks vs every 5 months). Mipay's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BiyaPay holds the better App Store score, 4.2 against 2.7. That said, the two scores are not equally well evidenced: BiyaPay has 103 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 89% of BiyaPay's written reviews are positive against 0% of Mipay's.

BiyaPay ships an update every 2 weeks, Mipay every 5 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BiyaPay | Mipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (103 ratings)](https://appshunter.io/ios/app/biyapay/id1546702205/reviews)** | [2.7 (11 ratings)](https://appshunter.io/ios/app/mipay/id6476452609/reviews) |
| Number of ratings | **103** | 11 |
| Positive reviews | **89.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 146 MB | 37 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BIYA GLOBAL LLC](https://appshunter.io/developer/1546702297) | [MI FU APP SG PTE. LTD.](https://appshunter.io/developer/1726786728) |

## What reviewers say

### BiyaPay

[App page](https://appshunter.io/ios/app/biyapay/id1546702205)

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

**Highlights:** Real-time currency exchange for 200+ currencies, Cross-border remittance services, U.S. and Hong Kong stock investing, Cryptocurrency, gold, silver, and oil market tracking, Integrated asset management and wallet, Flexible wealth management with daily yield

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades

**Reported bugs**

- Login screen issues causing black screen
- Compatibility problems with older devices

**Requested features**

- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication


### Mipay

[App page](https://appshunter.io/ios/app/mipay/id6476452609)

This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.

**Highlights:** International money transfers, Mastercard top-ups, Multi-currency accounts, Cross-border transactions, Secure and convenient

**In-app purchases:** none


## Frequently asked questions

### Is BiyaPay free?

BiyaPay is free to download, with no in-app purchases.

### Is Mipay free?

Mipay is free to download, with no in-app purchases.

### Which has better reviews, BiyaPay or Mipay?

BiyaPay is rated higher. BiyaPay averages 4.2 out of 5 from 103 ratings, while Mipay averages 2.7 from 11 ratings.

### Do BiyaPay or Mipay have ads?

Neither BiyaPay nor Mipay shows ads.

### Which is updated more often, BiyaPay or Mipay?

BiyaPay ships an update every 2 weeks, and Mipay every 5 months. Most recently, BiyaPay was updated on October 23, 2026 and Mipay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*