# BiyaPay vs Chippy Split

The clearest difference is in-app purchases: BiyaPay at none against Chippy Split's 1. Chippy Split's advantage is review sentiment (100% vs 89%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Chippy Split sells 1 in-app purchase, starting at $1.99 per month. BiyaPay asks for nothing beyond the download.

BiyaPay ships an update every 2 weeks, Chippy Split weekly. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BiyaPay | Chippy Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (103 ratings)](https://appshunter.io/ios/app/biyapay/id1546702205/reviews)** | — |
| Number of ratings | **103** | — |
| Positive reviews | 89.2% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 146 MB | 87 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BIYA GLOBAL LLC](https://appshunter.io/developer/1546702297) | [Aman Khan](https://appshunter.io/developer/1838878555) |

## What reviewers say

### BiyaPay

[App page](https://appshunter.io/ios/app/biyapay/id1546702205)

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

**Highlights:** Real-time currency exchange for 200+ currencies, Cross-border remittance services, U.S. and Hong Kong stock investing, Cryptocurrency, gold, silver, and oil market tracking, Integrated asset management and wallet, Flexible wealth management with daily yield

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades

**Reported bugs**

- Login screen issues causing black screen
- Compatibility problems with older devices

**Requested features**

- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication


### Chippy Split

[App page](https://appshunter.io/ios/app/chippy-split/id6752320999)

Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.

**Highlights:** Instant bill splitting, Flexible splitting options, Organize expenses by groups, Real-time balance tracking, Payment reminders, Expense history and reports, Receipt import

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Chippy Pro | $1.99 | per month |


## Frequently asked questions

### Is BiyaPay free?

BiyaPay is free to download, with no in-app purchases.

### Is Chippy Split free?

Chippy Split is free to download, with in-app purchases available.

### Do BiyaPay or Chippy Split have ads?

Neither BiyaPay nor Chippy Split shows ads.

### Which is updated more often, BiyaPay or Chippy Split?

BiyaPay ships an update every 2 weeks, and Chippy Split weekly. Most recently, BiyaPay was updated on October 19, 2026 and Chippy Split on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*