# BiyaPay vs VbiPay

The clearest difference is ratings volume: BiyaPay at 103 against VbiPay's 5. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.2 for BiyaPay against 4.2 for VbiPay. That said, the two scores are not equally well evidenced: BiyaPay has 103 ratings behind it against 5, so its average is the more settled of the two.

BiyaPay ships an update every 2 weeks, VbiPay every 11 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | BiyaPay | VbiPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (103 ratings)](https://appshunter.io/ios/app/biyapay/id1546702205/reviews) | [4.2 (5 ratings)](https://appshunter.io/ios/app/vbipay/id6760642188/reviews) |
| Number of ratings | **103** | 5 |
| Positive reviews | 89.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 146 MB | 100 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BIYA GLOBAL LLC](https://appshunter.io/developer/1546702297) | [VbiPay Global Inc.](https://appshunter.io/developer/1885468463) |

## What reviewers say

### BiyaPay

[App page](https://appshunter.io/ios/app/biyapay/id1546702205)

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

**Highlights:** Real-time currency exchange for 200+ currencies, Cross-border remittance services, U.S. and Hong Kong stock investing, Cryptocurrency, gold, silver, and oil market tracking, Integrated asset management and wallet, Flexible wealth management with daily yield

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades

**Reported bugs**

- Login screen issues causing black screen
- Compatibility problems with older devices

**Requested features**

- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication


### VbiPay

[App page](https://appshunter.io/ios/app/vbipay/id6760642188)

This finance app simplifies daily payments and transactions with secure, efficient tools. It offers convenient mobile payments, automatic transaction categorization, and robust security features for effortless financial management.

**Highlights:** Convenient mobile payments, Automatic transaction categorization, Robust security with encryption, Intuitive and clean interface, Effortless financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BiyaPay free?

BiyaPay is free to download, with no in-app purchases.

### Is VbiPay free?

VbiPay is free to download, with no in-app purchases.

### Which has better reviews, BiyaPay or VbiPay?

BiyaPay and VbiPay are both rated 4.2 out of 5 on the App Store, from 103 and 5 ratings respectively.

### Do BiyaPay or VbiPay have ads?

Neither BiyaPay nor VbiPay shows ads.

### Which is updated more often, BiyaPay or VbiPay?

BiyaPay ships an update every 2 weeks, and VbiPay every 11 days. Most recently, BiyaPay was updated on October 16, 2026 and VbiPay on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*