# BiyaPay vs Settle Sys

The clearest difference is rating: Settle Sys at 5.0 against BiyaPay's 4.2. Settle Sys also leads on update cadence (weekly vs fortnightly). BiyaPay's advantage is ratings volume (102 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Settle Sys holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: BiyaPay has 102 ratings behind it against 1, so its average is the more settled of the two.

BiyaPay ships an update fortnightly, Settle Sys weekly. The most recent releases landed on September 24, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | BiyaPay | Settle Sys |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (102 ratings)](https://appshunter.io/ios/app/biyapay/id1546702205/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settle-sys/id6767882582/reviews)** |
| Number of ratings | **102** | 1 |
| Positive reviews | 89.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 131 MB | 21 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BIYA GLOBAL LLC](https://appshunter.io/developer/1546702297) | [HAITAO ZHAO](https://appshunter.io/developer/1896517154) |

## What reviewers say

### BiyaPay

[App page](https://appshunter.io/ios/app/biyapay/id1546702205)

Manage international remittances, trade stocks, and track global markets all in one app. Offers real-time currency conversion, secure asset management, and investment opportunities in U.S./Hong Kong stocks and various commodities.

**Highlights:** Real-time currency exchange for 200+ currencies, Cross-border remittance services, U.S. and Hong Kong stock investing, Cryptocurrency, gold, silver, and oil market tracking, Integrated asset management and wallet, Flexible wealth management with daily yield

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades

**Reported bugs**

- Login screen issues causing black screen
- Compatibility problems with older devices

**Requested features**

- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication


### Settle Sys

[App page](https://appshunter.io/ios/app/settle-sys/id6767882582)

This app helps courier and delivery professionals manage settlements and track records. It allows direct registration without needing a company invitation. Streamline your financial tracking on the go.

**Highlights:** Professional settlement tracking, Record management for deliveries, Direct user registration, No company affiliation required, Financial tracking for couriers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BiyaPay free?

BiyaPay is free to download, with no in-app purchases.

### Is Settle Sys free?

Settle Sys is free to download, with no in-app purchases.

### Which has better reviews, BiyaPay or Settle Sys?

Settle Sys is rated higher. BiyaPay averages 4.2 out of 5 from 102 ratings, while Settle Sys averages 5.0 from 1 ratings.

### Do BiyaPay or Settle Sys have ads?

Neither BiyaPay nor Settle Sys shows ads.

### Which is updated more often, BiyaPay or Settle Sys?

BiyaPay ships an update fortnightly, and Settle Sys weekly. Most recently, BiyaPay was updated on September 24, 2026 and Settle Sys on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*