# BiyaPay vs Asset Trainer

The clearest difference is rating: Asset Trainer at 5.0 against BiyaPay's 4.2. BiyaPay's advantage is ratings volume (103 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Asset Trainer holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: BiyaPay has 103 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 29, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | BiyaPay | Asset Trainer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (103 ratings)](https://appshunter.io/ios/app/biyapay/id1546702205/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/asset-trainer/id6779881318/reviews)** |
| Number of ratings | **103** | 1 |
| Positive reviews | 89.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 154 MB | 7 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BIYA GLOBAL LLC](https://appshunter.io/developer/1546702297) | [Jingyi Li](https://appshunter.io/developer/6779881320) |

## What reviewers say

### BiyaPay

[App page](https://appshunter.io/ios/app/biyapay/id1546702205)

Manage international remittances, trade U.S. and Hong Kong stocks, and track global markets for cryptocurrencies, commodities, and more. Offers real-time exchange rates, secure asset management, and a user-friendly interface for global financial needs.

**Highlights:** Real-time currency exchange for 200+ currencies, International remittance services, U.S. and Hong Kong stock investing, Cryptocurrency and commodity market tracking, Integrated wallet for asset management, Flexible wealth management with daily yield

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades

**Reported bugs**

- Login screen issues causing black screen
- Compatibility problems with older devices

**Requested features**

- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication


### Asset Trainer

[App page](https://appshunter.io/ios/app/asset-trainer/id6779881318)

Practice asset allocation across various investment types like stocks, ETFs, and real estate. This simulator records your decisions and the reasoning behind them, helping you refine your investment strategy.

**Highlights:** Portfolio training simulator, Practice asset allocation, Stocks, ETFs, crypto, real estate, cash, debt, custom assets, Records investment decisions, Tracks reasoning for moves

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BiyaPay free?

BiyaPay is free to download, with no in-app purchases.

### Is Asset Trainer free?

Asset Trainer is free to download, with no in-app purchases.

### Which has better reviews, BiyaPay or Asset Trainer?

Asset Trainer is rated higher. BiyaPay averages 4.2 out of 5 from 103 ratings, while Asset Trainer averages 5.0 from 1 ratings.

### Do BiyaPay or Asset Trainer have ads?

Neither BiyaPay nor Asset Trainer shows ads.

### Which is updated more often, BiyaPay or Asset Trainer?

BiyaPay ships an update fortnightly, and Asset Trainer fortnightly. Most recently, BiyaPay was updated on October 29, 2026 and Asset Trainer on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*