# NPF Microfinance Bank vs Nirra

The clearest difference is rating: NPF Microfinance Bank at 3.6 against Nirra's 2.2. NPF Microfinance Bank also leads on review sentiment (25% vs 0%). Nirra's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NPF Microfinance Bank holds the better App Store score, 3.6 against 2.2. Both are backed by a comparable volume of ratings — 7 and 17 respectively. Written reviews point the same way: 25% of NPF Microfinance Bank's written reviews are positive against 0% of Nirra's.

NPF Microfinance Bank ships an update monthly, Nirra every 2 weeks. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | NPF Microfinance Bank | Nirra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (7 ratings)](https://appshunter.io/ios/app/npf-microfinance-bank/id1546736456/reviews)** | [2.2 (17 ratings)](https://appshunter.io/ios/app/nirra/id1566928276/reviews) |
| Number of ratings | 7 | **17** |
| Positive reviews | **25.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 26 MB | 23 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NPF Microfinance Bank](https://appshunter.io/developer/1546736458) | [Liberta Leasing Limited](https://appshunter.io/developer/1566928278) |

## What reviewers say

### NPF Microfinance Bank

[App page](https://appshunter.io/ios/app/npf-microfinance-bank/id1546736456)

Manage your banking needs conveniently from your mobile device. Perform various banking activities anytime, anywhere with this application.

**Highlights:** Mobile banking, On-the-go transactions, Banking on your phone, Manage accounts, Perform banking activities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Nirra

[App page](https://appshunter.io/ios/app/nirra/id1566928276)

Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.

**Highlights:** Instant money transfers, Installment shopping, Loan applications, Receive money, Pay bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NPF Microfinance Bank free?

NPF Microfinance Bank is free to download, with no in-app purchases.

### Is Nirra free?

Nirra is free to download, with no in-app purchases.

### Which has better reviews, NPF Microfinance Bank or Nirra?

NPF Microfinance Bank is rated higher. NPF Microfinance Bank averages 3.6 out of 5 from 7 ratings, while Nirra averages 2.2 from 17 ratings.

### Do NPF Microfinance Bank or Nirra have ads?

Neither NPF Microfinance Bank nor Nirra shows ads.

### Which is updated more often, NPF Microfinance Bank or Nirra?

NPF Microfinance Bank ships an update monthly, and Nirra every 2 weeks. Most recently, NPF Microfinance Bank was updated on October 4, 2026 and Nirra on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*