# RETO InterConsumo vs MultiMoney Guatemala

The clearest difference is ads: MultiMoney Guatemala at none against RETO InterConsumo's shown. MultiMoney Guatemala also leads on update cadence (every 4 weeks vs every 10 months). RETO InterConsumo's advantage is iOS requirement (12.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RETO InterConsumo ships an update every 10 months, MultiMoney Guatemala every 4 weeks. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | RETO InterConsumo | MultiMoney Guatemala |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/multimoney-guatemala/id6786818782/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 10 months | **Every 4 weeks** |
| Monetization | — | Free |
| Size | 42 MB | 145 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Interconsumo Sociedad Anonima](https://appshunter.io/developer/1535891048) | [Akros Technologies S.A](https://appshunter.io/developer/1744990674) |

## What reviewers say

### RETO InterConsumo

[App page](https://appshunter.io/ios/app/reto-interconsumo/id1546749360)

**Features:** macOS Compatibility

**In-app purchases:** none


### MultiMoney Guatemala

[App page](https://appshunter.io/ios/app/multimoney-guatemala/id6786818782)

Grow your money with a 5% annual yield on savings, no minimum balance required. Access a flexible digital credit line for immediate financial support. Manage your accounts 24/7 with advanced security and transparent operations.

**Highlights:** 5% annual yield on savings, No minimum balance, Digital credit line, Instant credit approval, 24/7 account management, Visa Debit payments, ACH transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RETO InterConsumo free?

RETO InterConsumo is free to download, with no in-app purchases.

### Is MultiMoney Guatemala free?

MultiMoney Guatemala is free to download, with no in-app purchases.

### Do RETO InterConsumo or MultiMoney Guatemala have ads?

RETO InterConsumo shows ads; MultiMoney Guatemala does not.

### Which is updated more often, RETO InterConsumo or MultiMoney Guatemala?

RETO InterConsumo ships an update every 10 months, and MultiMoney Guatemala every 4 weeks. Most recently, RETO InterConsumo was updated on October 27, 2026 and MultiMoney Guatemala on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*