# Pay Me Back! vs 有拖冇欠 SettleUp

The clearest difference is ads: 有拖冇欠 SettleUp at none against Pay Me Back!'s shown. 有拖冇欠 SettleUp also leads on update cadence (every 10 days vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay Me Back! ships an update every 6 months, 有拖冇欠 SettleUp every 10 days. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Pay Me Back! | 有拖冇欠 SettleUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/pay-me-back/id1547165699/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 10 days** |
| Monetization | Ad-supported | — |
| Size | 26 MB | 66 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fung Yiu Fu](https://appshunter.io/developer/1525085614) | [Kwok Tim Chan](https://appshunter.io/developer/1511362732) |

## What reviewers say

### Pay Me Back!

[App page](https://appshunter.io/ios/app/pay-me-back/id1547165699)

Easily track and settle shared expenses with friends. Record event costs and get clear instructions on who owes whom, and how much. You can also mark payments as settled.

**Highlights:** Record event expenses, Calculate who owes whom, Specify payment amounts, Track payment status, Share settlement details

**Features:** macOS Compatibility

**In-app purchases:** none


### 有拖冇欠 SettleUp

[App page](https://appshunter.io/ios/app/settleup/id6747300980)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay Me Back! free?

Pay Me Back! is free to download, with no in-app purchases.

### Is 有拖冇欠 SettleUp free?

有拖冇欠 SettleUp is free to download, with no in-app purchases.

### Do Pay Me Back! or 有拖冇欠 SettleUp have ads?

Pay Me Back! shows ads; 有拖冇欠 SettleUp does not.

### Which is updated more often, Pay Me Back! or 有拖冇欠 SettleUp?

Pay Me Back! ships an update every 6 months, and 有拖冇欠 SettleUp every 10 days. Most recently, Pay Me Back! was updated on September 19, 2026 and 有拖冇欠 SettleUp on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*