# Paybash vs Cross Exchange

The clearest difference is ads: Paybash at none against Cross Exchange's shown. Paybash also leads on monetization model (free vs ad-supported). Cross Exchange's advantage is update cadence (monthly vs every 3 months) and iOS requirement (12.4 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paybash ships an update every 3 months, Cross Exchange monthly. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Paybash | Cross Exchange |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/paybash/id1547467780/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 48 MB | 31 MB |
| Requires iOS | 15.1 | **12.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Paybash](https://appshunter.io/developer/1547467782) | [Cross Exchange, Inc](https://appshunter.io/developer/1599571969) |

## What reviewers say

### Paybash

[App page](https://appshunter.io/ios/app/paybash/id1547467780)

This app simplifies group savings with friends and family. Create shared pools, manage contributions, track payments, and communicate within your group. It's designed for collaborative financial goals like trips or community funds.

**Highlights:** Group savings pools, Contribution management, Payment tracking, Group chat, Flexible payment options, Instant notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### Cross Exchange

[App page](https://appshunter.io/ios/app/cross-exchange/id1599571967)

This app provides eSIM services and international payment solutions. It allows users to send payments and obtain eSIMs in over 150 countries through a secure platform.

**Highlights:** eSIM provisioning, International payment services, Supports over 150 countries, Secure platform, Cross-border transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paybash free?

Paybash is free to download, with no in-app purchases.

### Is Cross Exchange free?

Cross Exchange is free to download, with no in-app purchases.

### Do Paybash or Cross Exchange have ads?

Cross Exchange shows ads; Paybash does not.

### Which is updated more often, Paybash or Cross Exchange?

Paybash ships an update every 3 months, and Cross Exchange monthly. Most recently, Paybash was updated on October 12, 2026 and Cross Exchange on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*