# Paybash vs ChipInPool

The clearest difference is rating: ChipInPool at 5.0 against Paybash's 1.0. ChipInPool also leads on update cadence (every 5 days vs every 3 months) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChipInPool holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

Paybash ships an update every 3 months, ChipInPool every 5 days. The most recent releases landed on June 7, 2026 and June 2, 2026 respectively.

## The numbers

| Metric | Paybash | ChipInPool |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/paybash/id1547467780/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews)** |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 48 MB | 40 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 12+ |
| Developer | [Paybash](https://appshunter.io/developer/1547467782) | [Jordan Pollard](https://appshunter.io/developer/1141769853) |

## What reviewers say

### Paybash

[App page](https://appshunter.io/ios/app/paybash/id1547467780)

This app simplifies group savings with friends and family. Create shared pools, manage contributions, track payments, and communicate within your group. It's designed for collaborative financial goals like trips or community funds.

**Highlights:** Group savings pools, Contribution management, Payment tracking, Group chat, Flexible payment options, Instant notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Paybash free?

Paybash is free to download, with no in-app purchases.

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Which has better reviews, Paybash or ChipInPool?

ChipInPool is rated higher. Paybash averages 1.0 out of 5 from 1 ratings, while ChipInPool averages 5.0 from 4 ratings.

### Do Paybash or ChipInPool have ads?

Neither Paybash nor ChipInPool shows ads.

### Which is updated more often, Paybash or ChipInPool?

Paybash ships an update every 3 months, and ChipInPool every 5 days. Most recently, Paybash was updated on June 7, 2026 and ChipInPool on June 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*