Nayun Smart vs Hole.money

nayun品牌产品控制与联动

Know where your money goes – without connecting your bank. Hole.money is a free personal finance tracker for managing expenses, income, accounts, budgets, and transfers. Add transactions manually, understand your spending with clear analytics, and keep your finances in sync across iPhone, iPad, and Mac with iCloud. EVERYTHING IN ONE PLACE • Track income, expenses, and transfers • Manage cash, cards, and other accounts • Create custom categories and subcategories • Organize multiple income sources • Set monthly budgets by category • Review your complete transaction history • Personalize accounts with emojis and bank icons UNDERSTAND YOUR SPENDING See your total balance, compare income and expenses, follow 12-month trends, and discover which categories take the largest share of your budget. Every account, income source, and expense category includes its own detailed analytics. PLAN MONTHLY BUDGETS Set spending limits for individual categories and follow your progress throughout the month. See how much you have spent and how much remains at a glance. MANAGE MULTIPLE CURRENCIES Keep accounts in different currencies. Hole.money automatically calculates conversions for expenses and transfers. You can also enter the actual converted amount manually. ADD TRANSACTIONS FASTER Use the global add button or create transactions with drag and drop: • Drag an income source onto an account to record income • Drag an account onto a category to record an expense • Drag one account onto another to create a transfer You always review and confirm the transaction before it is saved. BUILT FOR APPLE Hole.money features a native interface, light and dark themes, and layouts designed for iPhone, iPad, and Mac. Your financial records remain available offline and sync between devices through iCloud. No separate Hole.money account is required. All core money-management features are free. Please note: Hole.money does not connect to bank accounts or initiate payments. Transactions are entered manually.