# EMB Mobile vs UBMich

EMB Mobile and UBMich both sit at 4.8 stars, but that hides the real split: 100% of UBMich's written reviews are positive against 50% of EMB Mobile's. EMB Mobile's advantage is ratings volume (980 vs 326). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for EMB Mobile against 4.8 for UBMich. Both are backed by a comparable volume of ratings — 980 and 326 respectively. Written reviews are what separate them: 50% of EMB Mobile's written reviews are positive against 100% of UBMich's.

EMB Mobile ships an update monthly, UBMich every 3 weeks. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | EMB Mobile | UBMich |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (980 ratings)](https://appshunter.io/ios/app/emb-mobile/id1547851896/reviews)** | [4.8 (326 ratings)](https://appshunter.io/ios/app/ubmich/id1555294728/reviews) |
| Number of ratings | **980** | 326 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | Ad-supported |
| Size | 177 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 9+ | 12+ |
| Developer | [Eastern Michigan Bank](https://appshunter.io/developer/953182736) | [Union Bank (MI)](https://appshunter.io/developer/655833489) |

## What reviewers say

### EMB Mobile

[App page](https://appshunter.io/ios/app/emb-mobile/id1547851896)

Manage your finances with this personal financial advocate. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and find nearby branches and ATMs securely.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### UBMich

[App page](https://appshunter.io/ios/app/ubmich/id1555294728)

Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is EMB Mobile free?

EMB Mobile is free to download, with no in-app purchases.

### Is UBMich free?

UBMich is free to download, with no in-app purchases.

### Which has better reviews, EMB Mobile or UBMich?

EMB Mobile is rated higher. EMB Mobile averages 4.8 out of 5 from 980 ratings, while UBMich averages 4.8 from 326 ratings.

### Do EMB Mobile or UBMich have ads?

Neither EMB Mobile nor UBMich shows ads.

### Which is updated more often, EMB Mobile or UBMich?

EMB Mobile ships an update monthly, and UBMich every 3 weeks. Most recently, EMB Mobile was updated on October 16, 2026 and UBMich on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*