PeerScore vs RyeDC

PEERSCORE Have you ever given a loan to a friend or acquaintance and found it difficult to get it back? Do you run a microlending operation and have a high default rate? PeerScore allows you to leverage the power of social network and peer pressure to get your money back. How it works PeerScore leverages the fact that most people are mindful of their reputation especially within their inner circle and would do everything possible to keep it positive. PeerScore uses a unique credit reputation score (your #peerscore) and open disclosure within a bad debtor’s social network to shape credit behaviour and facilitate higher payback and low defaults. If you’ve lent money to anyone who refused to pay when due, just initiate a repayment demand on peerscore (all you need is the phone number of the debtor) and PeerScore will do the rest. In addition, PeerScore helps you keep track of your transactions with creditors and debtors so you never miss any due payment to keep your #peerscore high. Download the App today and start enjoying it.

RyeDC is a free automatic mileage tracker and mileage log for drivers who deduct their car expenses. Switch tracking on once and every drive in your car is recorded on its own, filed as business by default and ready to print as the record the IRS asks you to keep, whether you take the standard mileage rate or deduct actual car expenses. Whether you drive rideshare, deliver, run a taxi, or use your car for any other work, RyeDC keeps the records a driver has to keep. Taking private bookings? The live fare meter is a taxi meter at your own per-mile rates. AUTOMATIC MILEAGE TRACKING - the mileage log that writes itself • Drives are detected and logged without opening the app, with the phone in your pocket. No Start, no Stop. • A drive in your car is filed as business by default. Move the personal ones with a swipe. RyeDC never files a drive as personal on your behalf. • Match each car to its Bluetooth stereo and drives are recorded against the right vehicle. • A slider from "Catch more drives" to "Fewer false starts" keeps other people's rides out of your log. • Combine drives split by a short stop into one trip. • Reminders to read the odometer, at the end of the tax year and for drives to categorize. • Prefer typing readings? Record shifts by hand, or use both together. MILEAGE LOG - your mileage record, in one document • The Vehicle logbook holds what the IRS asks you to record for every trip: the date, the miles, the destination and the business purpose, with the odometer at each end of the period and of every trip, the car's make, model and registration, and when each entry was made. • Business miles as a share of all miles, measured against how far the odometer moved, so a missed drive never inflates your deduction. • A business purpose on every business trip, with a default you set once. • Correct an entry freely for a week. After that, every change is listed in the log. • Tax year, weekly, monthly or any dates you choose, as PDF and Excel for your tax preparer. • As many cars as you like, each with its own log. • Find the twelve weeks that best represent your year, tested against the rest of it. LIVE FARE METER - the price in real time • See the fare during the trip, not at the end: distance, time and fare together, with the route on the map. The fare stays on the lock screen. • Set up a rate card for each service you drive for and switch between them. • Quote a trip before it starts, then use the quote as the agreed price. • Earnings for every service by week, month or tax year, as PDF and Excel. • Add surge, top-ups and tolls during a trip and tips afterwards. Trip details breaks the fare down line by line. • Invoice any trip from your business details, with your EIN or other tax ID, as a PDF. AROUND ME - places drivers share A map of places other drivers have marked and rated: restrooms, surge locations and street food. Thumbs up or down on things like easy parking, female-friendly places and driver discounts. CLEANING REGISTER Log every full clean and sanitizing of your car, with a high-touch-surface checklist, and export the register as PDF or Excel. ALSO • Miles and US dollars, set once in Settings, and a tax year that starts on the date you choose, January 1 included. • Dark mode. • Sign in with Apple, Google, Microsoft or email. Your records back up to the cloud and sync across your devices. FREE, AND PRIVATE BY DESIGN No subscription, no trial that runs out. • Location is used to measure your driving, place you on the map and price a quote, nothing else. It is never sold, and it is never sent to an advertiser. • Help improve the app, under Account, turns analytics and crash reporting off together. • Ads can be personalized. Change this in iPhone Settings › Privacy & Security › Tracking, or under Account › Ad privacy choices where the law requires a choice. Questions or ideas: hello@ryedc.com