# FirstCap Connect vs HV MYCARD

The clearest difference is rating: FirstCap Connect at 3.2 against HV MYCARD's 1.0. FirstCap Connect also leads on review sentiment (10% vs 0%) and ratings volume (19 vs 4). HV MYCARD's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstCap Connect holds the better App Store score, 3.2 against 1.0. Both are backed by a comparable volume of ratings — 19 and 4 respectively. Written reviews point the same way: 10% of FirstCap Connect's written reviews are positive against 0% of HV MYCARD's.

FirstCap Connect ships an update every 4 months, HV MYCARD every 3 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | FirstCap Connect | HV MYCARD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (19 ratings)](https://appshunter.io/ios/app/firstcap-connect/id1548325375/reviews)** | [1.0 (4 ratings)](https://appshunter.io/ios/app/hv-mycard/id1561603829/reviews) |
| Number of ratings | **19** | 4 |
| Positive reviews | **10.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Ad-supported | **Free** |
| Size | 106 MB | 36 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Capital Federal Credit Union](https://appshunter.io/developer/486980475) | [Heritage Valley Credit Union](https://appshunter.io/developer/506101858) |

## What reviewers say

### FirstCap Connect

[App page](https://appshunter.io/ios/app/firstcap-connect/id1548325375)

Manage your First Capital FCU accounts 24/7, including checking balances, viewing transactions, making transfers, and depositing checks. Apply for loans, view current offers, and find nearby branches or ATMs with directions.

**Highlights:** Account management, Mobile check deposit, Bill pay, Loan applications, ATM/Branch locator, Quick balance view

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### HV MYCARD

[App page](https://appshunter.io/ios/app/hv-mycard/id1561603829)

Manage your credit card conveniently from your mobile device. View transactions, account details, and set travel notifications. Access is secure with multi-factor authentication.

**Highlights:** View recent and pending transactions, View account details, Receive transaction alerts, Set travel notifications, Secure multi-factor authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FirstCap Connect free?

FirstCap Connect is free to download, with no in-app purchases.

### Is HV MYCARD free?

HV MYCARD is free to download, with no in-app purchases.

### Which has better reviews, FirstCap Connect or HV MYCARD?

FirstCap Connect is rated higher. FirstCap Connect averages 3.2 out of 5 from 19 ratings, while HV MYCARD averages 1.0 from 4 ratings.

### Do FirstCap Connect or HV MYCARD have ads?

Neither FirstCap Connect nor HV MYCARD shows ads.

### Which is updated more often, FirstCap Connect or HV MYCARD?

FirstCap Connect ships an update every 4 months, and HV MYCARD every 3 months. Most recently, FirstCap Connect was updated on November 3, 2026 and HV MYCARD on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*