# Freed vs CentricCU

Freed and CentricCU both sit at 5.0 stars, but that hides the real split: 100% of Freed's written reviews are positive against 63% of CentricCU's. Freed also leads on monetization model (free vs ad-supported) and iOS requirement (16.4 vs 18.4). CentricCU's advantage is ratings volume (3.7K vs 21) and update cadence (every 3 weeks vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Freed holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 100% of Freed's written reviews are positive against 63% of CentricCU's.

Freed ships an update every 4 months, CentricCU every 3 weeks. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Freed | CentricCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (21 ratings)](https://appshunter.io/ios/app/freed-up/id1548533184/reviews)** | [4.8 (3.7K ratings)](https://appshunter.io/ios/app/centriccu/id6737481156/reviews) |
| Number of ratings | 21 | **3.7K** |
| Positive reviews | **100.0% of reviews** | 62.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 22 MB | 196 MB |
| Requires iOS | **16.4** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Good Sense](https://appshunter.io/developer/1819058588) | [Centric FCU](https://appshunter.io/developer/501819971) |

## What reviewers say

### Freed

[App page](https://appshunter.io/ios/app/freed-up/id1548533184)

This app guides users through a six-week program to improve financial habits using a Biblically-based approach. It includes a quiz to understand money motivations and offers three distinct focus areas for different financial needs.

**Highlights:** Biblically-based financial guidance, Money motivation quiz, Three unique financial focus lanes, Six-week structured program, Personalized financial habit improvement

**In-app purchases:** none


### CentricCU

[App page](https://appshunter.io/ios/app/centriccu/id6737481156)

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, View credit report, Budgeting tools

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Enhanced features
- 👍 User-friendly app
- 💡 Budgeting tools and insights
- 👍 Efficient for banking needs
- 👍 Clean and intuitive design

**What reviewers complain about**

- 🐛 Unlock card issue
- 🐛 Money disappearing and new charges
- 🐛 Accounts not accessible for days
- 👎 Overly complicated and hard to navigate

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Dark mode option
- Improved Zelle integration


## Frequently asked questions

### Is Freed free?

Freed is free to download, with no in-app purchases.

### Is CentricCU free?

CentricCU is free to download, with no in-app purchases.

### Which has better reviews, Freed or CentricCU?

Freed is rated higher. Freed averages 5.0 out of 5 from 21 ratings, while CentricCU averages 4.8 from 3.7K ratings.

### Do Freed or CentricCU have ads?

Neither Freed nor CentricCU shows ads.

### Which is updated more often, Freed or CentricCU?

Freed ships an update every 4 months, and CentricCU every 3 weeks. Most recently, Freed was updated on October 6, 2026 and CentricCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*