# Belt vs Dividends

The clearest difference is update cadence: Belt at every 6 days against Dividends's every 3 weeks. Belt also leads on device support (4 vs 2) and iOS requirement (15.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Belt sells 4 in-app purchases, starting at $1.99 per month and Dividends sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Belt ships an update every 6 days, Dividends every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Belt | Dividends |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 31 MB | 14 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Federico Garcia-Lorca Hernandez](https://appshunter.io/developer/397614897) | [ANTONIO ORTIZ SORIANO](https://appshunter.io/developer/1827958026) |

## What reviewers say

### Belt

[App page](https://appshunter.io/ios/app/belt-save-by-not-spending/id1548636827)

This app helps you reduce expenses by setting designated savings periods where you abstain from purchases in chosen categories. It offers detailed tracking, personalized settings, and motivational tools to achieve your financial goals.

**Highlights:** Set savings periods, Track savings by category, Dynamic Island and Live Activities support, Calendar view for savings, Apple Watch complications, Personalization options, Cloud sync across devices

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $1.99 | per month |
| Utilidades+ | $3.99 | per month |
| Annual Subscription | $8.99 | per year |
| Utilidades+ | $24.99 | per year |


### Dividends

[App page](https://appshunter.io/ios/app/dividends-portfolio-tracker/id6748914621)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $3.99 | per month |
| Annual Subscription | $29.99 | per year |


## Frequently asked questions

### Is Belt free?

Belt is free to download, with in-app purchases available.

### Is Dividends free?

Dividends is free to download, with in-app purchases available.

### Do Belt or Dividends have ads?

Neither Belt nor Dividends shows ads.

### Which is updated more often, Belt or Dividends?

Belt ships an update every 6 days, and Dividends every 3 weeks. Most recently, Belt was updated on October 25, 2026 and Dividends on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*