Comparison

MiPensioen vs Sentoo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MiPensioen

Features
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Welcome to the MiPensioen app This app allows all registered MiPensioen users to get an overview of their AOV and AWW pensioen information. If you are already a MiPensioen Portal user, please have your MiPensioen account name and password ready when using the app for the first time. Through a simple and easy to follow process you can setup a 4-digit PIN, which gives you further access to the application. If you are not yet a MiPensioen Portal user, please have your AOV or AWW Dossier number ready to create your MiPensioen username and password. You will be asked for your date of birth and can create a username and password of your liking. After you completed the process you can start using the app. Once you have successfully logged in you will have an easy way to - View your Personal Data - Request a Loonopgaaf - Request an Inkomens Verklaring - Access your Payment Overview If you do not have a MiPensioen user account, nor an AOV or AWW Dossier number, you are welcome to contact SVb via pensioenen@svbaruba.org for questions, or go to https://www.svbaruba.org/pensioen/ for more information. Banco di Seguro Social di Aruba will continue its efforts to innovate and serve all our pensioners around the world as convenient as possible.

About

Sentoo

Easily request money from friends and family directly to your bank account. Simply create a payment request and share it via your favorite messaging apps. Receive funds instantly and securely without needing to exchange bank details.

Highlights
  • Create payment requests
  • Share requests via messaging apps
  • Receive money directly to bank account
  • Secure online banking integration
  • QR code payment requests
  • Supports multiple banks in the Caribbean
Features
Read full description

Pay. Get paid. All with Sentoo. Sentoo is a fast, easy, and secure way to pay and get paid every day. Pay online, scan to pay, and request money, all through the banks you already use. Best of all? It’s free. Pay online with your bank Shopping online? Simply choose Sentoo at checkout and complete your payment securely through your own banking app. No need to enter payment details or manually transfer money. Just approve and pay! Scan to pay securely Paying at a store, restaurant, or anywhere else? Scan and validate payment QR codes directly with Sentoo, so you can pay with confidence. Easy payment requests Paid for lunch or covered the bill for friends? Create a payment request and share it via WhatsApp, Messenger, SMS, or anywhere else. Need to collect money from multiple people? Make your request reusable to collect up to 100 payments and keep everything organized. Show your QR. Get paid. No contact details? No problem! Simply show your payment QR code in the Sentoo app and let anyone scan and pay you. The money goes directly into your bank account. Your money goes straight to your bank Sentoo connects directly with participating banks, so payments move securely between bank accounts. Sentoo never holds your money, and you don't need a separate wallet or balance. Everything in one place Keep track of your payments and requests with a clear transaction overview. Stay organized and see your payment activity in one place. Safe and secure payments With improved account protection and verification, you can share payment links and QR codes with confidence. Payments are authorized securely through your bank, and Sentoo never stores your banking credentials. Get started with Sentoo Download the app, complete your account setup, and connect your participating bank account to start paying and getting paid. Sentoo is available for APC Bank, Aruba Bank, CMB, MCB, MCB Bonaire, WIB, and Orco Bank in Aruba, Bonaire, Curaçao, Saba, St. Eustatius, and St. Maarten. Sentoo. Pay anywhere.

Screenshots

MiPensioen4 screens
Sentoo4 screens

Verdict

The call

The clearest difference is update cadence: Sentoo at every 3 weeks against MiPensioen's every 2 months. MiPensioen's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MiPensioen ships an update every 2 months, Sentoo every 3 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
MiPensioen versus Sentoo: the parameters behind the verdict, then further details
ParameterMiPensioenSentoo
PriceFreeFree
Rating—3.8 (10 ratings) — better
Positive reviews—40.0% of reviews
Number of ratings—10 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.6
Further details — not scored
Size69 MB62 MB
Age rating4+4+
DeveloperSociale Verzekeringsbank SVbSentoo B.V.

In-app purchases

None

MiPensioen

No in-app purchases

None

Sentoo

No in-app purchases

Questions

Is MiPensioen free?
MiPensioen is free to download, with no in-app purchases.
Is Sentoo free?
Sentoo is free to download, with no in-app purchases.
Do MiPensioen or Sentoo have ads?
Neither MiPensioen nor Sentoo shows ads.
Which is updated more often, MiPensioen or Sentoo?
MiPensioen ships an update every 2 months, and Sentoo every 3 weeks. Most recently, MiPensioen was updated on November 3, 2026 and Sentoo on November 4, 2026.

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