# IBI SMART vs BalanceSplit

The clearest difference is in-app purchases: IBI SMART at none against BalanceSplit's 2. BalanceSplit's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. BalanceSplit sells 2 in-app purchases, starting at $2.99 per month. IBI SMART asks for nothing beyond the download.

IBI SMART ships an update every 2 weeks, BalanceSplit every 10 days. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | IBI SMART | BalanceSplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (25 ratings)](https://appshunter.io/ios/app/ibi-smart/id1549437040/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 14.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Ad-supported | — |
| Size | 163 MB | 50 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [IBI BROKERAGE TECHNOLOGIES LTD](https://appshunter.io/developer/1549437042) | [Rami Lerner](https://appshunter.io/developer/1888926403) |

## What reviewers say

### IBI SMART

[App page](https://appshunter.io/ios/app/ibi-smart/id1549437040)

Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.

**Highlights:** Manage stocks, options, and equity plans, U.S. stocks and ETFs trading, Demo account with virtual money, TipRanks analyst recommendations, AI analysis of financial reports, Create and track stock watch lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BalanceSplit

[App page](https://appshunter.io/ios/app/balancesplit/id6761327181)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard | $2.99 | per month |
| Pro | $7.99 | per month |


## Frequently asked questions

### Is IBI SMART free?

IBI SMART is free to download, with no in-app purchases.

### Is BalanceSplit free?

BalanceSplit is free to download, with in-app purchases available.

### Do IBI SMART or BalanceSplit have ads?

IBI SMART shows ads; BalanceSplit does not.

### Which is updated more often, IBI SMART or BalanceSplit?

IBI SMART ships an update every 2 weeks, and BalanceSplit every 10 days. Most recently, IBI SMART was updated on October 10, 2026 and BalanceSplit on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*