# VaultsPay vs NaqaD by Kamelpay

The clearest difference is ads: VaultsPay at none against NaqaD by Kamelpay's shown. VaultsPay also leads on update cadence (every 5 days vs monthly) and monetization model (free vs ad-supported). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VaultsPay ships an update every 5 days, NaqaD by Kamelpay monthly. The most recent releases landed on October 27, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | VaultsPay | NaqaD by Kamelpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (180 ratings)](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879/reviews)** |
| Number of ratings | — | **180** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 162 MB | 143 MB |
| Requires iOS | 16 | **15.6** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The vaults international payment llc](https://appshunter.io/developer/1589066692) | [H A Q KAMEL PAY SERVICES L.L.C](https://appshunter.io/developer/1599876881) |

## What reviewers say

### VaultsPay

[App page](https://appshunter.io/ios/app/vaultspay/id1549447366)

This app provides a digital wallet for seamless, cashless transactions in the UAE. It allows for instant wallet opening, virtual or physical card issuance, local fund transfers, and easy bill payments for residents and businesses.

**Highlights:** Instant digital wallet opening, Virtual and physical card issuance, Instant local fund transfers, Hassle-free bill payments, Secure financial tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NaqaD by Kamelpay

[App page](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879)

This app offers digital payment services for employees, facilitating payroll needs for low-income workers. It enables secure money transfers, bill payments, and online transactions, with a dashboard to monitor finances and access transaction history.

**Highlights:** Digital payment services, Money remittance, Bill payments, Online transactions, Financial dashboard, Transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VaultsPay free?

VaultsPay is free to download, with no in-app purchases.

### Is NaqaD by Kamelpay free?

NaqaD by Kamelpay is free to download, with no in-app purchases.

### Do VaultsPay or NaqaD by Kamelpay have ads?

NaqaD by Kamelpay shows ads; VaultsPay does not.

### Which is updated more often, VaultsPay or NaqaD by Kamelpay?

VaultsPay ships an update every 5 days, and NaqaD by Kamelpay monthly. Most recently, VaultsPay was updated on October 27, 2026 and NaqaD by Kamelpay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*