# VaultsPay vs SPC Pay

The clearest difference is update cadence: VaultsPay at every 9 days against SPC Pay's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VaultsPay ships an update every 9 days, SPC Pay every 4 months. The most recent releases landed on September 9, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | VaultsPay | SPC Pay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 4 months |
| Monetization | Free | — |
| Size | 159 MB | 118 MB |
| Requires iOS | 16 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The vaults international payment llc](https://appshunter.io/developer/1589066692) | [emaratech (emarat technology solutions) FZ-LLC](https://appshunter.io/developer/540701544) |

## What reviewers say

### VaultsPay

[App page](https://appshunter.io/ios/app/vaultspay/id1549447366)

This app provides a digital wallet for seamless, cashless transactions in the UAE. It allows for instant wallet opening, virtual or physical card issuance, local fund transfers, and easy bill payments for residents and businesses.

**Highlights:** Instant digital wallet opening, Virtual and physical card issuance, Instant local fund transfers, Hassle-free bill payments, Secure financial tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SPC Pay

[App page](https://appshunter.io/ios/app/spc-pay/id6448904014)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VaultsPay free?

VaultsPay is free to download, with no in-app purchases.

### Is SPC Pay free?

SPC Pay is free to download, with no in-app purchases.

### Do VaultsPay or SPC Pay have ads?

Neither VaultsPay nor SPC Pay shows ads.

### Which is updated more often, VaultsPay or SPC Pay?

VaultsPay ships an update every 9 days, and SPC Pay every 4 months. Most recently, VaultsPay was updated on September 9, 2026 and SPC Pay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*