# VaultsPay vs Whizmo UAE

The clearest difference is review sentiment: VaultsPay at 100% against Whizmo UAE's 67%. VaultsPay also leads on update cadence (every 5 days vs monthly). Whizmo UAE's advantage is iOS requirement (13.0 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VaultsPay ships an update every 5 days, Whizmo UAE monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | VaultsPay | Whizmo UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.2 (5 ratings)](https://appshunter.io/ios/app/whizmo-uae/id6680190072/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Free | Free |
| Size | 162 MB | 111 MB |
| Requires iOS | 16 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The vaults international payment llc](https://appshunter.io/developer/1589066692) | [Whizmo Holdings Inc.](https://appshunter.io/developer/1749039835) |

## What reviewers say

### VaultsPay

[App page](https://appshunter.io/ios/app/vaultspay/id1549447366)

This app provides a digital wallet for seamless, cashless transactions in the UAE. It allows for instant wallet opening, virtual or physical card issuance, local fund transfers, and easy bill payments for residents and businesses.

**Highlights:** Instant digital wallet opening, Virtual and physical card issuance, Instant local fund transfers, Hassle-free bill payments, Secure financial tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Whizmo UAE

[App page](https://appshunter.io/ios/app/whizmo-uae/id6680190072)

This app provides a comprehensive mobile money solution for fast and secure financial transactions. It allows users to pay bills, make peer-to-peer and international transfers, and receive salaries directly. The user-friendly interface supports QR code payments and instant local and international transfers.

**Highlights:** QR code payments, Online bill payments, Instant cash-in/cash-out, Instant P2P transfers, International money transfers, Direct salary deposits (WPS), Business payment solutions

**In-app purchases:** none


## Frequently asked questions

### Is VaultsPay free?

VaultsPay is free to download, with no in-app purchases.

### Is Whizmo UAE free?

Whizmo UAE is free to download, with no in-app purchases.

### Do VaultsPay or Whizmo UAE have ads?

Neither VaultsPay nor Whizmo UAE shows ads.

### Which is updated more often, VaultsPay or Whizmo UAE?

VaultsPay ships an update every 5 days, and Whizmo UAE monthly. Most recently, VaultsPay was updated on November 3, 2026 and Whizmo UAE on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*