# Avista CU vs FSBT

The clearest difference is update cadence: FSBT at monthly against Avista CU's every 21 months. Avista CU's advantage is iOS requirement (12.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Avista CU ships an update every 21 months, FSBT monthly. The most recent releases landed on September 14, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Avista CU | FSBT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (555 ratings)](https://appshunter.io/ios/app/fsbt/id1673604846/reviews)** |
| Number of ratings | — | **555** |
| Positive reviews | — | 83.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Monthly** |
| Monetization | — | Ad-supported |
| Size | 13 MB | 172 MB |
| Requires iOS | **12.1** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Avista Corp Credit Union](https://appshunter.io/developer/1135428952) | [First State Bank and Trust](https://appshunter.io/developer/618502718) |

## What reviewers say

### Avista CU

[App page](https://appshunter.io/ios/app/avista-cu/id1549575475)

**Features:** macOS Compatibility

**In-app purchases:** none


### FSBT

[App page](https://appshunter.io/ios/app/fsbt/id1673604846)

Manage your finances with this secure and fast personal finance tool. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and view statements easily.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Avista CU free?

Avista CU is free to download, with no in-app purchases.

### Is FSBT free?

FSBT is free to download, with no in-app purchases.

### Do Avista CU or FSBT have ads?

Neither Avista CU nor FSBT shows ads.

### Which is updated more often, Avista CU or FSBT?

Avista CU ships an update every 21 months, and FSBT monthly. Most recently, Avista CU was updated on September 14, 2026 and FSBT on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*