# AMI Benefit vs Five Lakes

The clearest difference is review sentiment: Five Lakes at 93% against AMI Benefit's 0%. Five Lakes also leads on rating (4.9 vs 1.0) and update cadence (weekly vs every 35 months). AMI Benefit's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Five Lakes holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Five Lakes has 4.9K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of AMI Benefit's written reviews are positive against 93% of Five Lakes's.

AMI Benefit ships an update every 35 months, Five Lakes weekly. The most recent releases landed on October 3, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | AMI Benefit | Five Lakes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (4 ratings)](https://appshunter.io/ios/app/ami-benefit/id1549580500/reviews) | **[4.9 (4.9K ratings)](https://appshunter.io/ios/app/five-lakes/id1635378642/reviews)** |
| Number of ratings | 4 | **4.9K** |
| Positive reviews | 0.0% of reviews | **92.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 35 months | **Weekly** |
| Monetization | Free | Free |
| Size | 20 MB | 79 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [AMI Benefit Plan Administrators, Inc.](https://appshunter.io/developer/1502628826) | [Sergio Rabiela](https://appshunter.io/developer/1634262833) |

## What reviewers say

### AMI Benefit

[App page](https://appshunter.io/ios/app/ami-benefit/id1549580500)

Manage your employer-sponsored retirement plan. View your account details, track investments, and access important plan documents all in one place.

**Highlights:** Review employer-sponsored plans, Manage retirement accounts, Track investments, Access plan documents, View account details

**Features:** macOS Compatibility

**In-app purchases:** none


### Five Lakes

[App page](https://appshunter.io/ios/app/five-lakes/id1635378642)

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

**Highlights:** Program progress review, Enrolled account management, Client Success Team connection, Personal finance tips, Financial journey inspiration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Debt Relief Fast
- 👍 Fixing my debt
- 👍 Debt Reduction Help
- 👍 Easy way to get out of debt
- 👍 Thankful

**What reviewers complain about**

- 🐛 Scam
- ⚠️ Not informed on everything
- ⚠️ Be Cautious
- ⚠️ No communication
- ⚠️ Not a happy client

**Reported bugs**

- The app not working since last update

**Requested features**

- Dark mode option
- Advanced analytics dashboard


## Frequently asked questions

### Is AMI Benefit free?

AMI Benefit is free to download, with no in-app purchases.

### Is Five Lakes free?

Five Lakes is free to download, with no in-app purchases.

### Which has better reviews, AMI Benefit or Five Lakes?

Five Lakes is rated higher. AMI Benefit averages 1.0 out of 5 from 4 ratings, while Five Lakes averages 4.9 from 4.9K ratings.

### Do AMI Benefit or Five Lakes have ads?

Neither AMI Benefit nor Five Lakes shows ads.

### Which is updated more often, AMI Benefit or Five Lakes?

AMI Benefit ships an update every 35 months, and Five Lakes weekly. Most recently, AMI Benefit was updated on October 3, 2026 and Five Lakes on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*