PAL Pensions vs AjoGangan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PAL Pensions
Access your Retirement Savings Account (RSA) on the go with this mobile application. Manage your pension funds, view statements, and stay updated on your investments. Designed for ease of use, it brings your financial planning to your fingertips.
- Mobile RSA access
- Pension fund management
- View statements
- Investment updates
- User-friendly interface
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The PAL App is a user-friendly mobile access to your RSA
AjoGangan
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AjoGangan — Save Together. Receive Your Turn. AjoGangan brings the trusted tradition of rotating savings. Now digital, secure, and stress-free. Whether you're saving solo or with a group, AjoGangan helps you build consistent financial discipline without the hassle of tracking contributions by hand. Find Your Perfect Savings Circle Browse available groups or start your own. Choose your contribution amount, frequency, and group size to match your savings goals. Automatic Contributions No more chasing reminders. Your contribution moves securely, right on schedule — every time, without you lifting a finger. Get Paid When It's Your Turn When your turn comes around, group payout funds go straight to your wallet, on time, every time. Built-In Bank-Grade Security Your money and identity are protected with BVN and ID verification, end-to-end encryption, and real-time fraud monitoring. Download AjoGangan and start saving together today.
Screenshots
Verdict
The clearest difference is update cadence: AjoGangan at monthly against PAL Pensions's every 16 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PAL Pensions ships an update every 16 months, AjoGangan monthly. Both last shipped on October 24, 2026.
| Parameter | PAL Pensions | AjoGangan |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 16 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 54 MB | 149 MB |
| Age rating | 4+ | 17+ |
| Developer | Pension Alliance Limited | Savora Technologies Ltd |
In-app purchases
PAL Pensions
No in-app purchases
AjoGangan
No in-app purchases
