# 上海商業儲蓄銀行『掌上銀』 vs 華南銀行+

The clearest difference is rating: 華南銀行+ at 4.7 against 上海商業儲蓄銀行『掌上銀』's 4.0. 華南銀行+ also leads on ratings volume (1.3K vs 2) and iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

華南銀行+ holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 華南銀行+ has 1.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 22% of 上海商業儲蓄銀行『掌上銀』's written reviews are positive against 25% of 華南銀行+'s.

上海商業儲蓄銀行『掌上銀』 ships an update every 3 weeks, 華南銀行+ monthly. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 上海商業儲蓄銀行『掌上銀』 | 華南銀行+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/id1549778747/reviews) | **[4.7 (1.3K ratings)](https://appshunter.io/ios/app/plus/id1616828713/reviews)** |
| Number of ratings | 2 | **1.3K** |
| Positive reviews | 22.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | — | Free |
| Size | 28 MB | 186 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [上海商業儲蓄銀行 SCSB](https://appshunter.io/developer/571262499) | [Hua Nan Commercial Bank](https://appshunter.io/developer/520090930) |

## What reviewers say

### 上海商業儲蓄銀行『掌上銀』

[App page](https://appshunter.io/ios/app/id1549778747)

**Features:** Vision Pro support

**In-app purchases:** none


### 華南銀行+

[App page](https://appshunter.io/ios/app/plus/id1616828713)

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

**Highlights:** Account balance and transaction history, Fund transfers (real-time and scheduled), Credit card management and payments, Investment portfolio tracking, Gold savings account management, Foreign exchange services, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💡 Frequent updates
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Compatibility issues with iOS 26.2.1
- 🐛 Frequent crashes
- 🔒 Overly restrictive security measures for overseas users
- 👎 Difficult to navigate and use
- 🐛 Login and account management problems

**Reported bugs**

- Unable to log in or access account
- App freezes or crashes on launch
- Incompatible with newer iOS versions

**Requested features**

- Allow changing app language
- Improve user experience for overseas users


## Frequently asked questions

### Is 上海商業儲蓄銀行『掌上銀』 free?

上海商業儲蓄銀行『掌上銀』 is free to download, with no in-app purchases.

### Is 華南銀行+ free?

華南銀行+ is free to download, with no in-app purchases.

### Which has better reviews, 上海商業儲蓄銀行『掌上銀』 or 華南銀行+?

華南銀行+ is rated higher. 上海商業儲蓄銀行『掌上銀』 averages 4.0 out of 5 from 2 ratings, while 華南銀行+ averages 4.7 from 1.3K ratings.

### Do 上海商業儲蓄銀行『掌上銀』 or 華南銀行+ have ads?

Neither 上海商業儲蓄銀行『掌上銀』 nor 華南銀行+ shows ads.

### Which is updated more often, 上海商業儲蓄銀行『掌上銀』 or 華南銀行+?

上海商業儲蓄銀行『掌上銀』 ships an update every 3 weeks, and 華南銀行+ monthly. Most recently, 上海商業儲蓄銀行『掌上銀』 was updated on October 15, 2026 and 華南銀行+ on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*