# 上海商業儲蓄銀行『掌上銀』 vs 華銀企業行動+

The clearest difference is rating: 華銀企業行動+ at 4.7 against 上海商業儲蓄銀行『掌上銀』's 4.0. 華銀企業行動+ also leads on ratings volume (18 vs 2). 上海商業儲蓄銀行『掌上銀』's advantage is review sentiment (22% vs 0%) and iOS requirement (10.0 vs 12.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

華銀企業行動+ holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 華銀企業行動+ has 18 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 22% of 上海商業儲蓄銀行『掌上銀』's written reviews are positive against 0% of 華銀企業行動+'s, so the app with the better star average is not the one people write more warmly about.

上海商業儲蓄銀行『掌上銀』 ships an update every 6 weeks, 華銀企業行動+ every 2 months. The most recent releases landed on July 23, 2026 and July 21, 2026 respectively.

## The numbers

| Metric | 上海商業儲蓄銀行『掌上銀』 | 華銀企業行動+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/id1549778747/reviews) | **[4.7 (18 ratings)](https://appshunter.io/ios/app/plus/id1622178582/reviews)** |
| Number of ratings | 2 | **18** |
| Positive reviews | **22.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 38 MB | 82 MB |
| Requires iOS | **10.0** | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [THE SHANGHAI COMMERCIAL & SAVINGS BANK, LTD.](https://appshunter.io/developer/571262499) | [Hua Nan Commercial Bank, Ltd.](https://appshunter.io/developer/520090930) |

## What reviewers say

### 上海商業儲蓄銀行『掌上銀』

[App page](https://appshunter.io/ios/app/id1549778747)

**Features:** Vision Pro support

**In-app purchases:** none


### 華銀企業行動+

[App page](https://appshunter.io/ios/app/plus/id1622178582)

This app provides a streamlined mobile banking experience for small and medium-sized businesses. It offers features for account inquiries, transfers, loan disbursement, foreign exchange, and bill payments, all accessible through a user-friendly interface.

**Highlights:** Account balance and transaction inquiries, Domestic and foreign currency transfers, Online loan disbursement, Foreign exchange rate previews and trading, Bill and tax payment, Push notifications for incoming payments

**In-app purchases:** none


## Frequently asked questions

### Is 上海商業儲蓄銀行『掌上銀』 free?

上海商業儲蓄銀行『掌上銀』 is free to download, with no in-app purchases.

### Is 華銀企業行動+ free?

華銀企業行動+ is free to download, with no in-app purchases.

### Which has better reviews, 上海商業儲蓄銀行『掌上銀』 or 華銀企業行動+?

華銀企業行動+ is rated higher. 上海商業儲蓄銀行『掌上銀』 averages 4.0 out of 5 from 2 ratings, while 華銀企業行動+ averages 4.7 from 18 ratings.

### Do 上海商業儲蓄銀行『掌上銀』 or 華銀企業行動+ have ads?

Neither 上海商業儲蓄銀行『掌上銀』 nor 華銀企業行動+ shows ads.

### Which is updated more often, 上海商業儲蓄銀行『掌上銀』 or 華銀企業行動+?

上海商業儲蓄銀行『掌上銀』 ships an update every 6 weeks, and 華銀企業行動+ every 2 months. Most recently, 上海商業儲蓄銀行『掌上銀』 was updated on July 23, 2026 and 華銀企業行動+ on July 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*