# Lancaster Red Rose vs CoAd Benefit Services

Lancaster Red Rose and CoAd Benefit Services both sit at 3.7 stars, but that hides the real split: 37% of CoAd Benefit Services's written reviews are positive against 0% of Lancaster Red Rose's. CoAd Benefit Services also leads on update cadence (every 5 months vs every 25 months) and ratings volume (265 vs 3). Lancaster Red Rose's advantage is iOS requirement (15.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.7 for Lancaster Red Rose against 3.8 for CoAd Benefit Services. That said, the two scores are not equally well evidenced: CoAd Benefit Services has 265 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 0% of Lancaster Red Rose's written reviews are positive against 37% of CoAd Benefit Services's.

Lancaster Red Rose ships an update every 25 months, CoAd Benefit Services every 5 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Lancaster Red Rose | CoAd Benefit Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/lancaster-red-rose/id1549945539/reviews) | **[3.8 (265 ratings)](https://appshunter.io/ios/app/coad-benefit-services/id1570279178/reviews)** |
| Number of ratings | 3 | **265** |
| Positive reviews | 0.0% of reviews | **36.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 25 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 32 MB | 32 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Lancaster Red Rose Credit Union](https://appshunter.io/developer/893680734) | [PRIMEPAY, LLC](https://appshunter.io/developer/583267796) |

## What reviewers say

### Lancaster Red Rose

[App page](https://appshunter.io/ios/app/lancaster-red-rose/id1549945539)

Manage your finances conveniently from your mobile device. Check balances, review transaction history, move funds between accounts, and make payments for loans and bills. You can also deposit checks directly through the app.

**Highlights:** Check account balances, View transaction history, Transfer funds, Deposit checks, Pay bills, Pay loans

**In-app purchases:** none


### CoAd Benefit Services

[App page](https://appshunter.io/ios/app/coad-benefit-services/id1570279178)

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, submit receipts, and even manage investments and pay bills on the go. The secure app provides real-time access to all your important account information.

**Highlights:** Check account balances 24/7, View account summaries and claims, Submit receipts for claims, File claims for FSA and HRA, Manage HSA transactions and investments, Pay bills and manage expenses, Scan product barcodes for eligibility

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface and navigation
- 🚀 Quick and convenient reimbursement submission
- 💰 Effective way to save money on medical and childcare expenses
- 📱 Simple receipt upload process
- ⚡ Fast payout when working correctly

**What reviewers complain about**

- 🐛 Persistent loading screen issues and app freezes
- 🔐 Login and authentication problems (Face ID, biometric failures)
- 📤 Inconsistent receipt upload acceptance and confusing requirements
- ⏱️ Long processing times for reimbursements (months of delays)
- 💳 Card frequently declined with no clear explanation or notifications

**Reported bugs**

- Never-ending loading screen preventing app usage
- Face ID and biometric authentication not working
- App crashes and constant shutdowns
- Password not saving on iPhone
- Autofill not accepting security codes

**Requested features**

- Real-time notifications for card decline status
- Ability to choose between HSA and FSA for claims
- Delete or modify receipt functionality
- Auto-fill capability for recurring monthly submissions
- Persistent password saving across app and website


## Frequently asked questions

### Is Lancaster Red Rose free?

Lancaster Red Rose is free to download, with no in-app purchases.

### Is CoAd Benefit Services free?

CoAd Benefit Services is free to download, with no in-app purchases.

### Which has better reviews, Lancaster Red Rose or CoAd Benefit Services?

CoAd Benefit Services is rated higher. Lancaster Red Rose averages 3.7 out of 5 from 3 ratings, while CoAd Benefit Services averages 3.8 from 265 ratings.

### Do Lancaster Red Rose or CoAd Benefit Services have ads?

Neither Lancaster Red Rose nor CoAd Benefit Services shows ads.

### Which is updated more often, Lancaster Red Rose or CoAd Benefit Services?

Lancaster Red Rose ships an update every 25 months, and CoAd Benefit Services every 5 months. Most recently, Lancaster Red Rose was updated on November 3, 2026 and CoAd Benefit Services on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*