# JTRB Authenticator vs ABA Merchant

The clearest difference is update cadence: ABA Merchant at monthly against JTRB Authenticator's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JTRB Authenticator ships an update every 3 months, ABA Merchant monthly. The most recent releases landed on September 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | JTRB Authenticator | ABA Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (15 ratings)](https://appshunter.io/ios/app/aba-merchant/id1559488956/reviews)** |
| Number of ratings | — | **15** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | — | Free |
| Size | 35 MB | 85 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [J Trust Royal Bank](https://appshunter.io/developer/1550894648) | [Advanced Bank of Asia Ltd.](https://appshunter.io/developer/1027725950) |

## What reviewers say

### JTRB Authenticator

[App page](https://appshunter.io/ios/app/jtrb-authenticator/id1550894285)

**In-app purchases:** none


### ABA Merchant

[App page](https://appshunter.io/ios/app/aba-merchant/id1559488956)

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

**Highlights:** Accept customer payments, mPOS solution, Suitable for various business types, Easy activation with bank account, Free to use

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JTRB Authenticator free?

JTRB Authenticator is free to download, with no in-app purchases.

### Is ABA Merchant free?

ABA Merchant is free to download, with no in-app purchases.

### Do JTRB Authenticator or ABA Merchant have ads?

Neither JTRB Authenticator nor ABA Merchant shows ads.

### Which is updated more often, JTRB Authenticator or ABA Merchant?

JTRB Authenticator ships an update every 3 months, and ABA Merchant monthly. Most recently, JTRB Authenticator was updated on September 22, 2026 and ABA Merchant on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*