# Promerica Token vs Splitwo

The clearest difference is rating: Splitwo at 5.0 against Promerica Token's 1.0. Splitwo also leads on update cadence (monthly vs every 6 months). Promerica Token's advantage is in-app purchases (none vs 2) and ratings volume (7 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Splitwo sells 2 in-app purchases, starting at $1.99 per month. Promerica Token asks for nothing beyond the download.

Splitwo holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: Promerica Token has 7 ratings behind it against 1, so its average is the more settled of the two.

Promerica Token ships an update every 6 months, Splitwo monthly. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Promerica Token | Splitwo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (7 ratings)](https://appshunter.io/ios/app/promerica-token/id1550898794/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitwo/id6782092464/reviews)** |
| Number of ratings | **7** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | **Free** | Freemium |
| Size | 55 MB | 53 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Banco Promerica de Honduras S.A.](https://appshunter.io/developer/1013230218) | [QALI-T Sociedad De Responsabilidad Limitada](https://appshunter.io/developer/6782092466) |

## What reviewers say

### Promerica Token

[App page](https://appshunter.io/ios/app/promerica-token/id1550898794)

Generate unique codes for secure and fast transactions within Banco Promerica's online and mobile banking platforms. This app enhances the security of your financial operations.

**Highlights:** Generate unique transaction codes, Secure online banking access, Fast mobile banking transactions, Enhances financial security

**Features:** macOS Compatibility

**In-app purchases:** none


### Splitwo

[App page](https://appshunter.io/ios/app/splitwo/id6782092464)

Easily divide expenses with friends, roommates, or on trips. Create groups, add costs, and see who owes whom. Settle debts with a few taps and keep a clear record of all transactions.

**Highlights:** Group creation for various occasions, Flexible splitting methods (equal, percentage, amount), Instant balance calculation, Payment recording and debt settlement, Receipt photo attachment, Multi-currency support, Activity history logging

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwo Premium Monthly | $1.99 | per month |
| Splitwo Premium Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is Promerica Token free?

Promerica Token is free to download, with no in-app purchases.

### Is Splitwo free?

Splitwo is free to download, with in-app purchases available.

### Which has better reviews, Promerica Token or Splitwo?

Splitwo is rated higher. Promerica Token averages 1.0 out of 5 from 7 ratings, while Splitwo averages 5.0 from 1 ratings.

### Do Promerica Token or Splitwo have ads?

Neither Promerica Token nor Splitwo shows ads.

### Which is updated more often, Promerica Token or Splitwo?

Promerica Token ships an update every 6 months, and Splitwo monthly. Most recently, Promerica Token was updated on October 3, 2026 and Splitwo on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*